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American Consumer Protection Laws

Debt-Credit Consolidation November 18, 2025

Consumer Protection Laws

Board of Governors Regulation Listing
Describes each of the Board’s regulations.
Conference of State Bank Supervisors
Explains consumer protection laws for state chartered banks.
Consumer Action Handbook Listing
Lists state and federal banking authorities and other national resources for handling consumer questions and complaints.
Privacy Choices for Your Personal Financial Information
Explains how to read the federal privacy and opt-out notices you get from financial institutions and when you can and cannot prevent institutions from sharing your information.
Proposed Regulations
You can read and comment on proposed federal regulation changes being considered by the Board. Please note that any comments you post can be read by anyone with Internet access and can be accessed through web search engines.
Your Credit Rights: How the Law Protects You
Understand how credit is awarded or denied and what you can do if you are treated unfairly.
Your Rights to Financial Privacy (FDIC)
Understand your rights to financial privacy and what you need to do to exercise those rights.

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  • WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED?

    by on March 1, 2026 - 0 Comments

    WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED?   Harassment Debt collectors may not harass, oppress, or abuse any person.  They may not:   *  use threats of violence or harm to the person, his/her property, or reputation;   * publish a list of consumers who refuse to pay their debts (except to  a credit […]

  • Credit Counseling Courses and Financial Management Courses : GUAM (GU) USA

    by on January 14, 2026 - 0 Comments

    Financial Management Instructional Courses /Debtor Education Agencies Name,  Website , Courses Offered & Languages Supported  Debtor Education Agencies   address A 123  Credit Counselors, Inc         Website – www.a123cc.com :      Financial Management Instructional Courses (Debtor Education) Delivery Method – Internet :   Language (other than English) in which the service method is provided, either through a translator, written […]

  • FAIR DEBT COLLECTION PRACTICES ACT

    by on February 25, 2026 - 0 Comments

    FAIR DEBT COLLECTION PRACTICES ACT   The federal law, the Fair Debt Collection Practices Act (“FDCPA”), protects consumers from abusive or harassing, false or misleading, and/or unfair practices of third party debt collectors or attorneys attempting to collect debts incurred for personal, family, or household purposes. Business or agricultural debts are not covered by the […]

  • Debt Collectors -Recovery Services - FL & AL

    by on March 21, 2026 - 0 Comments

    Entity Address Telephone CenterOne Debt Management Services LLC 6150 Omni Park Drive, Mobile, AL, 36609 (251) 639-7500 Medical Data Systems, Inc.  Medical Revenue Service 645 Walnut Street, Suite 5, Gadsden, AL, 35901 (256) 546-7099 Firstsource Financial Solutions, LLC 7715 NW 48th Street, Miami, FL, 33166 (305) 513-5500 Bayview Loan Servicing, LLC 4425 Ponce De Leon […]

  • Debt Collection: What You Need to Know

    by on January 30, 2026 - 0 Comments

    Debt Collection If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. Lawyers who collect debts on a regular basis are considered debt collectors, too. What You Need to Know You […]