Consumer Protection Laws | |
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Board of Governors Regulation Listing Describes each of the Board’s regulations. |
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Conference of State Bank Supervisors Explains consumer protection laws for state chartered banks. |
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Consumer Action Handbook Listing Lists state and federal banking authorities and other national resources for handling consumer questions and complaints. |
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Privacy Choices for Your Personal Financial Information Explains how to read the federal privacy and opt-out notices you get from financial institutions and when you can and cannot prevent institutions from sharing your information. |
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Proposed Regulations You can read and comment on proposed federal regulation changes being considered by the Board. Please note that any comments you post can be read by anyone with Internet access and can be accessed through web search engines. |
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Your Credit Rights: How the Law Protects You Understand how credit is awarded or denied and what you can do if you are treated unfairly. |
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Your Rights to Financial Privacy (FDIC) Understand your rights to financial privacy and what you need to do to exercise those rights. |
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American Consumer Protection Laws
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WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED?
WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED? Harassment Debt collectors may not harass, oppress, or abuse any person. They may not: * use threats of violence or harm to the person, his/her property, or reputation; * publish a list of consumers who refuse to pay their debts (except to a credit […]
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Debt Collectors -Recovery Services- MA
Entity Address Telephone Bonded Collection Corporation 49 Winter Street, Weymouth, MA, 02188 (312) 279-8300 GC Services Limited Partnership GC Services 5230 Washington Street, West Roxbury, MA, 02132 (405) 621-6414 Western Mass Credit Corp. 70 Post Office Park, Suite 7011, Wilbraham, MA, 01095 (413) 596-9977 United Collection Bureau, Inc. 15 Union Street, Lawrence, MA, 01843 (419) […]
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FAIR DEBT COLLECTION PRACTICES ACT
FAIR DEBT COLLECTION PRACTICES ACT The federal law, the Fair Debt Collection Practices Act (“FDCPA”), protects consumers from abusive or harassing, false or misleading, and/or unfair practices of third party debt collectors or attorneys attempting to collect debts incurred for personal, family, or household purposes. Business or agricultural debts are not covered by the […]
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Debt Collection FAQs: A Guide for Consumers
Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from […]
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Credit Counseling & Auto and Home Loans
Credit Counseling If you aren’t disciplined enough to create a workable budget and stick to it, can’t work out a repayment plan with your creditors, or can’t keep track of mounting bills, consider contacting a credit counseling service. Your creditors may be willing to accept reduced payments if you enter a debt repayment […]