My Financial Goals
List your main financial goals and any supporting goals to help you reach them. Make sure each goal is Specific, Measurable, Attainable, Relevant, and Time-bound.
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Main Financial Goals |
Supporting Goals |
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WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED?
WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED? Harassment Debt collectors may not harass, oppress, or abuse any person. They may not: * use threats of violence or harm to the person, his/her property, or reputation; * publish a list of consumers who refuse to pay their debts (except to a credit […]
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Credit Counseling Courses and Financial Management Courses : GUAM (GU) USA
Financial Management Instructional Courses /Debtor Education Agencies Name, Website , Courses Offered & Languages Supported Debtor Education Agencies address A 123 Credit Counselors, Inc Website – www.a123cc.com : Financial Management Instructional Courses (Debtor Education) Delivery Method – Internet : Language (other than English) in which the service method is provided, either through a translator, written […]
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FAIR DEBT COLLECTION PRACTICES ACT
FAIR DEBT COLLECTION PRACTICES ACT The federal law, the Fair Debt Collection Practices Act (“FDCPA”), protects consumers from abusive or harassing, false or misleading, and/or unfair practices of third party debt collectors or attorneys attempting to collect debts incurred for personal, family, or household purposes. Business or agricultural debts are not covered by the […]
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Debt Collection FAQs: A Guide for Consumers
Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from […]
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Debt Collection: What You Need to Know
Debt Collection If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. Lawyers who collect debts on a regular basis are considered debt collectors, too. What You Need to Know You […]
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