-
by Editor on October 7, 2026 - 0 Comments
WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED? Harassment Debt collectors may not harass, oppress, or abuse any person. They may not: * use threats of violence or harm to the person, his/her property, or reputation; * publish a list of consumers who refuse to pay their debts (except to a credit […]
-
by Editor on August 22, 2026 - 0 Comments
Financial Management Instructional Courses /Debtor Education Agencies Name, Website , Courses Offered & Languages Supported Debtor Education Agencies address A 123 Credit Counselors, Inc Website – www.a123cc.com : Financial Management Instructional Courses (Debtor Education) Delivery Method – Internet : Language (other than English) in which the service method is provided, either through a translator, written […]
-
by Editor on October 3, 2026 - 0 Comments
FAIR DEBT COLLECTION PRACTICES ACT The federal law, the Fair Debt Collection Practices Act (“FDCPA”), protects consumers from abusive or harassing, false or misleading, and/or unfair practices of third party debt collectors or attorneys attempting to collect debts incurred for personal, family, or household purposes. Business or agricultural debts are not covered by the […]
-
by Editor on August 3, 2026 - 0 Comments
Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from […]
-
by Editor on September 7, 2026 - 0 Comments
Debt Collection If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. Lawyers who collect debts on a regular basis are considered debt collectors, too. What You Need to Know You […]