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by Editor on August 2, 2025 - 0 Comments
WHAT TYPE OF DEBT COLLECTION PRACTICES ARE PROHIBITED? Harassment Debt collectors may not harass, oppress, or abuse any person. They may not: * use threats of violence or harm to the person, his/her property, or reputation; * publish a list of consumers who refuse to pay their debts (except to a credit […]
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by Editor on July 29, 2025 - 0 Comments
FAIR DEBT COLLECTION PRACTICES ACT The federal law, the Fair Debt Collection Practices Act (“FDCPA”), protects consumers from abusive or harassing, false or misleading, and/or unfair practices of third party debt collectors or attorneys attempting to collect debts incurred for personal, family, or household purposes. Business or agricultural debts are not covered by the […]
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by Editor on June 7, 2025 - 0 Comments
Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from […]
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by Editor on August 22, 2025 - 0 Comments
Entity Address Telephone CenterOne Debt Management Services LLC 6150 Omni Park Drive, Mobile, AL, 36609 (251) 639-7500 Medical Data Systems, Inc. Medical Revenue Service 645 Walnut Street, Suite 5, Gadsden, AL, 35901 (256) 546-7099 Firstsource Financial Solutions, LLC 7715 NW 48th Street, Miami, FL, 33166 (305) 513-5500 Bayview Loan Servicing, LLC 4425 Ponce De Leon […]
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by Editor on July 3, 2025 - 0 Comments
Debt Collection If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. Lawyers who collect debts on a regular basis are considered debt collectors, too. What You Need to Know You […]