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bacus Credit Counseling
	15760 Ventura Blvd., Suite 700 Encino, CA 91436 Tel: 800-516-3834 Fax: 888-561-0825 Website: www.abacuscc.org * Non-Profit Budget and Credit Counseling Agency

Allen Credit and Debt Counseling Agency
	195 Brook St. East Wessington, SD 57381 Toll Free: 888-415-8173 Website: www.acdcas.com * Credit Counseling and Financial Management Courses

Alliance Credit Counseling, Inc.
	13777 Ballantyne Corporate Plaza, Suite 100 Charlotte, NC 28277 Toll Free: 888-594-9594 Website: www.knowdebt.org * Credit Counseling and Financial Management Courses

Approved Bankruptcy Certification Services
	101 N. Lynnhaven Road, Suite 303 Virginia Beach, VA 23452 Toll Free: 800-531-5124 Website: www.bankruptcyinfo.org * Credit Counseling Courses

American Consumer Credit Counseling, Inc.
	130 Rumford Avenue Suite 202 Newton, MA 02466 Phone: 800-769-3571 Website: www.consumercredit.org * Credit Counseling & Financial Management Courses

Arbor Investments
	1850 South 72nd Street Omaha, NE 68124 Phone: 402-393-0119 Fax: 402-393-1579 Website: www.yourbankruptcypartner.com * Financial Management Courses

Biblical Financial Concepts, Inc. dba Stand Sure Credit Counseling
	124 Oak Ridge Drive P.O. Box 418 Oneonta, AL 35121 Phone: 877-240-1398 Fax: 800-718-4724 Website: www.standsurecc.org * Nnonprofit Budget and Credit Counseling

CCCS of San Francisco
	595 Market Street, 15th Floor San Francisco, CA. 94105 Toll Free: 800-777-7526 Phone: 415-788-0288 Fax: 415-788-1231 Website: www.cccssf.org * Credit Counseling and Financial Management Courses

CCCS of WNC dba OnTrack Financial Counseling and Education
	50 South French Broad Ave., Suite 227 Asheville, NC 28801 Phone: 828-255-5166 * Credit Counseling and Financial Management Courses

Consumer Financial Education Foundation of America, Inc. aka CFEFA
	2 North 20th Street, Suite 1030 Birmingham, AL 35203 Phone: 205-321-2822 Fax: 205-321-2848 website: www.cfefa.org * Personal Financial Management Instructional Courses

CredAbility
	100 Edgewood Ave., Suite 1800 Atlanta, GA 30303 Toll Free: 800-251-2227 Fax: 404-653-8883 Email: info@cccsinc.com Website: www.credability.org * Credit Counseling and Financial Management Courses

Consumer Credit Counseling Service of Forsyth County
	8064 North Point Blvd., Suite 204 Winston-Salem, NC 27106 Phone: 336-896-1191 Toll Free: 888-474-8015 Fax: 336-896-0481 Website: www.cccsforsyth.org * Credit Counseling Courses and Financial Management Courses

Consumer Credit Counseling of Catawba Valley Family Guidance Center, Inc.
	17 Hwy 70 SE Hickory, NC 28602 Phone: 828-322-7161 Fax: 828-322-8958 720 East Union Street Morganton, NC 28655 Phone: 828-438-3880 Fax: 828-322-8958 * Credit Counseling and Financial Management Courses

Consumer Credit Counseling Service of the Carolina Foothills, Inc.
	200 Ohio St. Spindale, NC 28160 Phone: 828-286-7062 Toll Free: 800-567-7062 Email: cccsofcf@rfci.net * Credit Counseling Courses

Credit Advisors Foundation
	1818 South 72nd Street Omaha, NE 68124 Phone: 800-625-7725 Fax: 615-550-6267 Website: www.yourbankruptcypartner.com * Credit Counseling

Dave Ramsey Debtor Education
	1749 Mallory Lane Brentwood, TN 37027 Phone: 800-480-5902 Website: www.daveramsey.com/bankruptcy * Personal Financial Management Instructional Courses

Debt Education & Certification Foundation
	112 Goliad Street, Suite D Benbrook, TX 76126 Phone: 866-859-7323 Website: www.Debt-Foundation.org * Credit Counseling and Financial Management Courses

Debt Management Credit Counseling Corp.
	700 West Hillsboro Blvd., Bldg 1 Ste 105 Deerfield Beach, FL 33441 Phone: 954-418-1466 Fax: 954-414-9339 Website: www.dmcccorp.org * Personal Financial Management Courses

Debt Reduction Services, Inc.
	6213 North Cloverdale Rd. Suite 100 Boise, ID 83713 Phone: 208-378-0200 Fax: 208-685-1058 Website: www.DebtReductionServices.org * Financial Management Courses

Debtorwise Foundation, Inc.
	14 Austin Park Pittsford, NY 14534 Phone: 585-385-6699 Fax: 585-385-6227 Website: www.deborwise.org * Financial Management Instructional Courses

Family Service, Inc. of Gaston County
	214 E. Franklin Blvd. Gastonia, NC 28052 Phone: 704-862-0702 Fax: 704-862-0239 Email: ccgaston@quik.com 201 W. Marion St. Shelby, NC 28150 Phone: 704-481-9419 Fax: 704-487-1720 Email: mblevins@quik.com * Credit Counseling and Financial Management Courses

Garden State Consumer Credit Counseling
	dba Novadebt 225 Willowbrook Road Freehold, NJ 07728 Tel: 800-77-BILLS 732-409-6281 Fax: 732-409-6284 Website: www.gardenstateccc.org www.novadebt.org * Credit Counseling and Personal Financial Management Instructional Course

GreenPath Debt Solutions
	38505 Country Club Drive, Suite 210 Farmington Hills, MI 48331 Toll Free: 1-800-630-6718 Website: www.greenpathbk.com * Credit Counseling & Financial Management Courses

Hummingbird Credit Counseling and Education, Inc.
	3737 Glenwood Ave., Suite 100-106 Raleigh, NC 27617 Toll Free: 1-800-645-4959 Website: www.hbcce.org * Credit Counseling and Financial Management Courses

InCharge Education Foundation, Inc
	2101 Park Center Dr., Suite 310 Orlando, FL. 32835 Toll Free: 1-866-729-0049 Phone: 407-291-7770 Fax: 407-532-5750 Website: www.inchargefoundation.org * Credit Counseling and Financial Management Courses

Institute for Financial Literacy
	260 Western Avenue South Portland, ME 04106 Phone: 207-879-0389 * Credit Counseling and Financial Management Courses

Money Management International (MMI)
	9009 West Loop South, 7th Floor Houston, TX 77096-1719 Phone: 888-845-5669 Fax: 713-394-3106 Website: www.moneymanagement.org * Credit Counseling and Financial Management Courses

National Personal Finance Education LLP dba 50-30-20 MoneyPlan
	7651 W. August Moon Place Tucson, AZ 85743 Phone: 877-222-4547 Fax: 877-222-4547 Website: www.50-30-20.com * Financial Management Courses

Pioneer Credit Counseling
	1644 Concourse Drive Rapid City, SD 57703 Phone: 800-888-1596 Website: www.pioneercredit.com * Credit Counseling and Financial Management Courses

Sage Personal Finance
	4043 Contera Road Encino, CA 91436 Phone: 800-516-2759 Fax: 866-268-7774 Website: www.sagepf.com * Financial Management Courses

Stand Sure Information Services, Inc.
	16 Arnold Park Rochester, NY 14607 Phone: 1-888-615-2229 Fax: 585-486-1314 * Financial Management Course

Triangle Family Services, Inc.
	700 Blue Ridge Rd. Suite 101 Raleigh, NC 27606 Phone: 919-821-1770 Toll Free: 800-283-6904 3708 Lyckan Parkway, Suite 200 Durham, NC 27707 Phone: 919-821-1770 Toll Free: 800-283-6904 3937 Western Boulevard Raleigh, NC 27606 Website: www.tfsnc.org * Credit Counseling & Financial Management Courses

United Family Services Consumer Credit Counseling Services/Housing Services
	601 East 5th Street, Suite 400 Charlotte, NC 28202 Phone: 704-332-9034 Fax: 704-373-1604 952 Copperfield Blvd. Concord, NC 28025 Phone: 704-786-7918 Fax: 704-786-7709 9601 Holly Point Drive, Suite 200 Huntersville, NC 28078-4914 Phone: 704-655-8745 Fax: 704-655-0234 105-A East Jefferson St. Monroe, NC 28112 Phone: 704-226-1352 Fax: 704-282-9362 Website: www.unitedfamilyservices.org * Credit Counseling & Financial Management Courses

Debt consolidation

Credit Counseling Courses and Financial Management Courses: Western District of North Carolina

Debt Collectors -Recovery Services - PA & VA

Credit Counseling Agencies :EASTERN DISTRICT OF NORTH CAROLINA

How to calculate Monthly Income and Expenses - Case study

5 Tips for Getting the Most From Your Credit Card

Credit cards fees

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