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List of Providers of Personal Financial Management Instructional Courses: Middle District of Alabama

Debt-Credit Consolidation June 1, 2022

#02 Certificate Class
713 Preston Place
Grapevine, TX  76051
Telephone: 817-533-3423     Fax: 817-533-3423
Website:  www.jjandpartners.com
Delivery Method:  Internet

50-30-20 MoneyPlan/National Personal Finance Education LLP (fka
National Personal Finance Education)
Business address:
7651 W. August Moon Place
Tucson, AZ  85743
Telephone: (877) 222-4547 (Toll free);
Fax: (866) 839-6921
Website: www.50-30-20.com
Delivery Method:  Internet

Allen Credit and Debt Counseling Agency
195 Brook Street East
Wessington, SD  57381
Mailing Address:  P.O. Box 195
Wessington, SD  57381
Telephone:  (605) 458-2500; (888) 415-8176   (Toll free)
Fax: (605) 458-2506
Website:  www.acdcas.com
Delivery Methods:  Internet; Telephonic

Alliance Credit Counseling, Inc.
13777 Ballantyne Corporate Place, Suite 100
Charlotte, NC  28277
Mailing address:  P.O. Box 470347
Charlotte, NC  28247
Telephone: (888) 594-9596 or (888) 594-9594 (Toll free)
Fax:  (704) 943-0313
Websites:  www.knowdebt.org and www.crisishelp.org
Delivery Methods: Internet; telephonic; Hearing impaired; Spanish (in
person & telephonic)

American Consumer Credit Counseling, Inc
130 Rumford Avenue, Suite 202
Newton, MA  02466
Telephone: (800) 769-3571 (Toll free)
Fax:  (617) 559-5791
Delivery Methods: Credit Counseling – telephonic; Financial Management
Course – Internet

Arbor Investments d/b/a Your Bankruptcy Partner
1850 South 72nd
Street
Omaha, NE  68124
Telephone: (800) 625-7725 Toll free
Fax: (402) 393-1579
Website:  www.yourbankruptcypartner.com
Delivery Methods:  Internet; telephonic

Black Hills Children’s Ranch, Inc.
d/b/a Pioneer Credit Counseling
d/b/a/ Pioneer Credit & Debit Consolidation Services
1644 Concourse Drive
Rapid City, SD  57703
Telephone:  (605)438-1608; (800)888-1596 Toll free
Fax: (605)348-8537
Delivery Methods: Internet; telephonic

Consumer Credit Counseling Service of Alabama, Inc
Farmer-Wilson Building
640 South Lawrence Street
Montgomery, AL  36104
Telephone: (334)265-8545; (800)662-6119 Toll free
Fax: (334)265-5926
Website: www.budgethelp.com
Delivery Methods: Internet; In person; telephonic; TTY; Visually impaired

Consumer Credit Counseling Service of San Francisco
595 Market Street, 15th
Floor
San Francisco, CA  94105
Telephone:  (800) 777-7526 Toll free
Fax:  (415) 777-4027
Website:  www.cccssf.org
Delivery Methods:  Internet; telephonic; Hearing and visually impaired;
Spanish (website)

Consumer Credit Counseling Service of West Florida, Inc.
14 Palafox Place
Pensacola, FL  32502
Telephone:  (850) 434-0268; Toll free (800) 343-3317
Fax:  (850) 432-5078
Website:  www.cccswfl.org
Delivery Methods:  Internet; Telephonic; Hearing and visually impaired

Consumer Financial Education Foundation of America
2 North 20th
Street, Suite 1030
Birmingham, AL  35203
Telephone:  (205) 321-2822; Toll free:  (866) 684-8171
Fax:  (205) 321-2848
Website:  www.cfefa.org
Delivery Methods:  Internet; In person; Telephonic, Hearing and visually
impaired

CredAbility;   a/k/a Consumer Credit Counseling Service (CCCS) of
Greater Atlanta, Inc.  (d/b/a CCCS of Jackson, MS; CCCS of Palm
Beach County & the Treasure Coast of FL; CCCS of East TN)
270 Peachtree Street, NW   Suite 1800
Atlanta, GA  30303
Telephone: (800) 251-2227 Toll free
Hearing Impaired:  (770) 716-9666 Toll free
Fax:  (800) 447-0350
Website:  www.CredAbility.com
Delivery Methods:  Internet; telephonic (credit counseling only); Spanish
(website and telephonic) and 26 additional languages (telephonic)

Credit Advisors Foundation
1818 South 72nd
Street
Omaha, NE  68124
Telephone:  (800) 625-7725 Toll free
Fax:  (402) 393-7660
Website:  www.yourbankruptcypartner.com
Delivery Methods:  Internet, Telephonic

Dave Ramsey’s Debtor Education, LLC
1749 Mallory Lane
Brentwood, TN  37027
Telephone:  (800) 480-5902 Toll free
Fax:  (615) 550-6267
Delivery Methods: Internet; Telephonic
Website: www.daveramsey.com/bankruptcy

Debt Education and Certification Foundation
112 Goliad Street, Suite D
Benbrook, TX  76126
Telephone:  (866) 859-7323 Toll free     Fax:  (866) 399-3328
Website:  www.Debt-Foundation.org
Delivery Methods:  Internet; Telephonic

The Family Center of Columbus (aka Consumer Credit Counseling
Service of West Georgia/East AL)
1350 15th
Avenue
Columbus, GA  31902
Telephone:  (706) 327-3239; Toll free (800) 757-2227
Fax:  (706) 327-1341
Website:  www.cccs-wga.com
Delivery Methods:  Internet; Telephonic; TTY; Visually impaired; Spanish

GreenPath Debt Solutions
38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331
Telephone:  Toll free (800) 630-6718
Fax:  (248) 553-8970
Website:  www.greenpathbk.com
Delivery Methods:  Internet; Telephonic; Dutch; Spanish; Portuguese

Hummingbird Credit Counseling and Education, Inc.
3737 Glenwood Avenue, Suite 100
Raleigh, NC  27612-5515
Telephone:  (800) 645-4959 Toll free
Fax:  (919) 882-8990
Website:  www.hbcce.org
Delivery Methods:  Internet only; Spanish (website)

InCharge Education Foundation, Inc.
5750 Major Boulevard., Suite 310
Orlando, FL  32819
Telephone:  (866) 729-0049 Toll free
Fax:  (407) 532-5750
Website:  www.PersonalFinanceEducation.com
Delivery Methods:  Internet; Telephonic; Spanish

Institute for Financial Literacy, Inc.
260 Western Avenue South
Portland, ME  04106
Mailing address:  P.O. Box 1842, Portland, ME  04104
Telephone:  (207) 879-0389; Toll free (866) 662-4932
Fax:  (207) 221-3691
Website:  www.freshstartonline.org
Delivery Methods:  Internet: Telephonic; Hearing and visually impaired

Money Management International
1414 Southwest Freeway, Suite 1000
Sugar Land, TX  77478
Telephone:  (888) 845-5669 Toll free
Fax:  (713) 394-3010
Website:  www.moneymanagement.org
Delivery Methods:  Internet; Telephonic; Hearing impaired; Spanish
(telephonic)

Novadebt
225 Willowbrook Road
Freehold, NJ  07728
Telephone:  (877) 892-4557  Toll free; TDD: (800) 282-4557
Fax: (732) 431-5248
Website: www.novadebt.org
Delivery Methods:  Internet; Telephonic

SAGE Personal Finance (formerly American Debtor-Educators OnLine)
4043 Contera Road
Encino, CA  91436
Telephone:  (800) 516-2759 Toll free
Fax:  (866) 268-7774
Website:  www.sagepf.com or www.abacuscc.org
Delivery Methods:  Internet; Telephonic; TTY; Spanish (telephonic &
website)

Stand Sure Information Services, Inc.
16 Arnold Park
Rochester, NY  14607
Telephone:  (877) 750-0851 Toll free
Fax:  (585) 486-1314
Website:  www.standsuretoday.com
Delivery Methods:  Internet; Telephonic; Hearing and visually impaired;
Spanish

Start Fresh Today Instructional, LLC
5765 West Sunrise Boulevard
Plantation, FL  33313
Telephone:  (800) 435-9138  Toll free
Fax:  (866) 209-9860
Website:  www.startfreshtoday.com
Delivery Methods:  Internet; Telephonic; Hearing impaired; Spanish
(website only)

  • Debt Collectors -Recovery Services- MA

    by on June 20, 2022 - 0 Comments

    Entity Address Telephone Bonded Collection Corporation 49 Winter Street, Weymouth, MA, 02188 (312) 279-8300 GC Services Limited Partnership  GC Services 5230 Washington Street, West Roxbury, MA, 02132 (405) 621-6414 Western Mass Credit Corp. 70 Post Office Park, Suite 7011, Wilbraham, MA, 01095 (413) 596-9977 United Collection Bureau, Inc. 15 Union Street, Lawrence, MA, 01843 (419) […]

  • Debt Collectors -Recovery Services - PA & VA

    by on April 22, 2022 - 0 Comments

    Entity Address Telephone Monarch Recovery Management, Inc. 10965 Decatur Road, Philadelphia, PA, 19154 (215) 281-7500 Monarch Recovery Management, Inc. 9350 Ashton Road, Suite 101, Philadelphia, PA, 19114 (215) 281-7500 Central Credit Services, Inc. Five Neshaminy Interplex, Suite 117, Trevose, PA, 19053 (215) 333-2272 Tate & Kirlin Associates, Inc. 2810 Southampton Road, Philadelphia, PA, 19154 (215) […]

  • Debt Collection FAQs: A Guide for Consumers

    by on June 29, 2022 - 0 Comments

    Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from […]

  • 5 Tips for Getting the Most From Your Credit Card

    by on May 5, 2022 - 0 Comments

    Pay on time. Paying your credit card account on time helps you avoid late fees as well as penalty interest rates applied to your account, and helps you maintain a good credit record. A good credit record leads to a higher credit score, which helps you qualify for lower interest rates. Know the date your […]

  • Credit Repair: Have You Been Victimized?

    by on April 8, 2022 - 0 Comments

    Have You Been Victimized? Many states have laws regulating credit repair companies. State law enforcement officials may be helpful if you’ve lost money to credit repair scams. Don’t be embarrassed to report a problem with a credit repair company. While you may fear that contacting the government could make your problems worse, remember that laws […]