INCOME AND EXPENSES WORKSHEET
| Monthly Income (after deductions) |
| Wages or Salary $____________________ |
| Allowance $____________________ |
| Child Support $____________________ |
| Scholarships/grants $____________________ |
| Other $____________________ |
| TOTAL INCOME $____________________ |
| Monthly Fixed Expenses |
| Rent or Mortgage $____________________ |
| Cable TV $____________________ |
| Savings, regular $____________________ |
| Emergency fund $____________________ |
| (2 to 3 month’s income) |
| Retirement Savings $____________________ |
| Installment Payments $____________________ |
| Other $____________________ |
| Monthly Flexible Expenses |
| Food $____________________ |
| Telephone $____________________ |
| Gas $____________________ |
| Electricity $____________________ |
| Water and Sewer $____________________ |
| Clothing $____________________ |
| Personal Care $____________________ |
| Transportation $____________________ |
| Gasoline $____________________ |
| Credit Card Payments $____________________ |
| Medical and Dental $____________________ |
| Entertainment $____________________ |
| Child Care $____________________ |
| Contributions $____________________ |
| Other $____________________ |
| Periodic Expenses |
| Taxes |
| (not deducted from pay) $____________________ |
| Insurance |
| (car, health, home, life) $____________________ |
| School Tuition $____________________ |
| Maintenance $____________________ |
| Vacation $____________________ |
| Memberships $____________________ |
| Subscriptions $____________________ |
| Gifts $____________________ |
| Credit Card Payments $____________________ |
| Other $____________________ |
| TOTAL EXPENSES $____________________ |
| TOTAL INCOME $____________________ |
| Subtract TOTAL EXPENSES $____________________ |
| BALANCE $____________________ |
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