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Nonprofit Budget and Credit Counseling Agencies :Middle District of Alabama

Debt-Credit Consolidation January 28, 2024

Nonprofit Budget and Credit Counseling Agencies :Middle District of Alabama

Advisory Credit Management, Inc.
5769 West Sunrise Blvd.
Ft. Lauderdale, FL  33313
Telephone:  (800) 786-3940  (Toll free)
Fax: (954) 377-9605
Website: www.advisorycreditmanagement.org
Delivery Method: Telephonic; Internet

Allen Credit and Debt Counseling Agency
195 Brook Street East
Wessington, SD  57381
Mailing Address:  P.O. Box 195
Wessington, SD  57381
Telephone:  (605) 458-2500; (888) 415-8176   (Toll free)
Fax: (605) 458-2506
Website:  www.acdcas.com
Delivery Methods:  Internet; Telephonic

Alliance Credit Counseling, Inc.
13777 Ballantyne Corporate Place, Suite 100
Charlotte, NC  28277
Mailing address:  P.O. Box 470347
Charlotte, NC  28247
Telephone: (888) 594-9596 or (888) 594-9594 (Toll free)
Fax:  (704) 943-0313
Websites:  www.knowdebt.org and www.crisishelp.org
Delivery Methods: Internet; telephonic; Hearing impaired; Spanish (in
person & telephonic)

American Consumer Credit Counseling, Inc
130 Rumford Avenue, Suite 202
Newton, MA  02466
Telephone: (800) 769-3571 (Toll free)
Fax:  (617) 559-5791
Delivery Methods: Credit Counseling – telephonic; Financial Management
Course – Internet

Approved Bankruptcy Certification Services
101 N. Lynnhaven Road, Suite 303
Virginia Beach, VA  23452-7523
Telephone:  (757) 416-7890; Toll free: (800) 531-5124
Fax:  (757) 416-7897
Website:  www.bankruptcyinfo.org
Delivery Methods:  Internet; telephonic

Biblical Financial Concepts, Inc bda Stand Sure Credit Counseling
124 Oak Ridge Dr.
Oneonta, AL  35121
Telephone:  (205) 421-1697
Fax:  (205) 625-6428
Website:  www.biblicalfinancialconcepts.org
Delivery Methods:  Internet; In person; telephonic

d/b/a Pioneer Credit Counseling
d/b/a/ Pioneer Credit & Debit Consolidation Services
1644 Concourse Drive
Rapid City, SD  57703
Telephone:  (605)438-1608; (800)888-1596 Toll free
Fax: (605)348-8537
Delivery Methods: Internet; telephonic

Consumer Credit Counseling Service of Alabama, Inc
Farmer-Wilson Building
640 South Lawrence Street
Montgomery, AL  36104
Telephone: (334)265-8545; (800)662-6119 Toll free
Fax: (334)265-5926
Website: www.budgethelp.com
Delivery Methods: Internet; In person; telephonic; TTY; Visually impaired

Consumer Credit Counseling Service of San Francisco
595 Market Street, 15th
Floor
San Francisco, CA  94105
Telephone:  (800) 777-7526 Toll free
Fax:  (415) 777-4027
Website:  www.cccssf.org
Delivery Methods:  Internet; telephonic; Hearing and visually impaired;
Spanish (website)

Consumer Credit Counseling Service of West Florida, Inc.
14 Palafox Place
Pensacola, FL  32502
Telephone:  (850) 434-0268; Toll free (800) 343-3317
Fax:  (850) 432-5078
Website:  www.cccswfl.org
Delivery Methods:  Internet; Telephonic; Hearing and visually impaired

Consumer Financial Education Foundation of America
2 North 20th
Street, Suite 1030
Birmingham, AL  35203
Telephone:  (205) 321-2822; Toll free:  (866) 684-8171
Fax:  (205) 321-2848
Website:  www.cfefa.org
Delivery Methods:  Internet; In person; Telephonic, Hearing and visually
impaired

CredAbility;   a/k/a Consumer Credit Counseling Service (CCCS) of
Greater Atlanta, Inc.  (d/b/a CCCS of Jackson, MS; CCCS of Palm
Beach County & the Treasure Coast of FL; CCCS of East TN)
270 Peachtree Street, NW   Suite 1800
Atlanta, GA  30303
Telephone: (800) 251-2227 Toll free
Hearing Impaired:  (770) 716-9666 Toll free
Fax:  (800) 447-0350
Website:  www.CredAbility.com
Delivery Methods:  Internet; telephonic (credit counseling only); Spanish
(website and telephonic) and 26 additional languages (telephonic)

Credit Advisors Foundation
1818 South 72nd
Street
Omaha, NE  68124
Telephone:  (800) 625-7725 Toll free
Fax:  (402) 393-7660
Website:  www.yourbankruptcypartner.com
Delivery Methods:  Internet, Telephonic

Debt Education and Certification Foundation
112 Goliad Street, Suite D
Benbrook, TX  76126
Telephone:  (866) 859-7323 Toll free     Fax:  (866) 399-3328
Website:  www.Debt-Foundation.org
Delivery Methods:  Internet; Telephonic

Service of West Georgia/East AL)
1350 15th
Avenue
Columbus, GA  31902
Telephone:  (706) 327-3239; Toll free (800) 757-2227
Fax:  (706) 327-1341
Website:  www.cccs-wga.com
Delivery Methods:  Internet; Telephonic; TTY; Visually impaired; Spanish

GreenPath Debt Solutions
38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331
Telephone:  Toll free (800) 630-6718
Fax:  (248) 553-8970
Website:  www.greenpathbk.com
Delivery Methods:  Internet; Telephonic; Dutch; Spanish; Portuguese

Hummingbird Credit Counseling and Education, Inc.
3737 Glenwood Avenue, Suite 100
Raleigh, NC  27612-5515
Telephone:  (800) 645-4959 Toll free
Fax:  (919) 882-8990
Website:  www.hbcce.org
Delivery Methods:  Internet only; Spanish (website)

InCharge Education Foundation, Inc.
5750 Major Boulevard., Suite 310
Orlando, FL  32819
Telephone:  (866) 729-0049 Toll free
Fax:  (407) 532-5750
Website:  www.PersonalFinanceEducation.com
Delivery Methods:  Internet; Telephonic; Spanish

Institute for Financial Literacy, Inc.
260 Western Avenue South
Portland, ME  04106
Mailing address:  P.O. Box 1842, Portland, ME  04104
Telephone:  (207) 879-0389; Toll free (866) 662-4932
Fax:  (207) 221-3691
Website:  www.freshstartonline.org
Delivery Methods:  Internet: Telephonic; Hearing and visually impaired

Money Management International
1414 Southwest Freeway, Suite 1000
Sugar Land, TX  77478
Telephone:  (888) 845-5669 Toll free
Fax:  (713) 394-3010
Website:  www.moneymanagement.org
Delivery Methods:  Internet; Telephonic; Hearing impaired; Spanish
(telephonic)

Novadebt
225 Willowbrook Road
Freehold, NJ  07728
Telephone:  (877) 892-4557  Toll free; TDD: (800) 282-4557
Fax: (732) 431-5248
Website: www.novadebt.org
Delivery Methods:  Internet; Telephonic

#02 Certificate Class
713 Preston Place
Grapevine, TX  76051
Telephone: 817-533-3423     Fax: 817-533-3423
Website:  www.jjandpartners.com
Delivery Method:  Internet
Financial Management Course Only:  Approval valid thru 07/24/11
50-30-20 MoneyPlan/National Personal Finance Education LLP (fka
National Personal Finance Education)
Business address:
7651 W. August Moon Place
Tucson, AZ  85743
Telephone: (877) 222-4547 (Toll free);
Fax: (866) 839-6921
Website: www.50-30-20.com
Delivery Method:  Internet
Financial Management Course only:  Approval valid thru 08/26/2011
Advisory Credit Management, Inc.
5769 West Sunrise Blvd.
Ft. Lauderdale, FL  33313
Telephone:  (800) 786-3940  (Toll free)
Fax: (954) 377-9605
Website: www.advisorycreditmanagement.org
Delivery Method: Telephonic; Internet
Credit Counseling Only:  Approval valid thru 08/31/11
Allen Credit and Debt Counseling Agency
195 Brook Street East
Wessington, SD  57381
Mailing Address:  P.O. Box 195
Wessington, SD  57381
Telephone:  (605) 458-2500; (888) 415-8176   (Toll free)
Fax: (605) 458-2506
Website:  www.acdcas.com
Delivery Methods:  Internet; Telephonic
Credit Counseling and Financial Management Course:  Approval
valid thru 01/29/12Alliance Credit Counseling, Inc.
13777 Ballantyne Corporate Place, Suite 100
Charlotte, NC  28277
Mailing address:  P.O. Box 470347
Charlotte, NC  28247
Telephone: (888) 594-9596 or (888) 594-9594 (Toll free)
Fax:  (704) 943-0313
Websites:  www.knowdebt.org and www.crisishelp.org
Delivery Methods: Internet; telephonic; Hearing impaired; Spanish (in
person & telephonic)
Credit Counseling and Financial Management Course:  Approval
valid thru 03/08/12
American Consumer Credit Counseling, Inc
130 Rumford Avenue, Suite 202
Newton, MA  02466
Telephone: (800) 769-3571 (Toll free)
Fax:  (617) 559-5791
Delivery Methods: Credit Counseling – telephonic; Financial Management
Course – Internet
Credit Counseling and Financial Management Course:  Approval
valid thru 05/12/2011
Approved Bankruptcy Certification Services
101 N. Lynnhaven Road, Suite 303
Virginia Beach, VA  23452-7523
Telephone:  (757) 416-7890; Toll free: (800) 531-5124
Fax:  (757) 416-7897
Website:  www.bankruptcyinfo.org
Delivery Methods:  Internet; telephonic
Credit Counseling only: Approval valid thru 04/14/2011
Arbor Investments d/b/a Your Bankruptcy Partner
1850 South 72nd
Street
Omaha, NE  68124
Telephone: (800) 625-7725 Toll free
Fax: (402) 393-1579
Website:  www.yourbankruptcypartner.com
Delivery Methods:  Internet; telephonic
Financial Management Course only:  Approval valid thru 01/25/11 –
07/24/11;        Certificates invalid for the period 01/09/11 – 01/25/11
Biblical Financial Concepts, Inc bda Stand Sure Credit Counseling
124 Oak Ridge Dr.
Oneonta, AL  35121
Telephone:  (205) 421-1697
Fax:  (205) 625-6428
Website:  www.biblicalfinancialconcepts.org
Delivery Methods:  Internet; In person; telephonic
Credit Counseling only: Approval valid thru 08/31/11 Black Hills Children’s Ranch, Inc.
d/b/a Pioneer Credit Counseling
d/b/a/ Pioneer Credit & Debit Consolidation Services
1644 Concourse Drive
Rapid City, SD  57703
Telephone:  (605)438-1608; (800)888-1596 Toll free
Fax: (605)348-8537
Delivery Methods: Internet; telephonic
Credit Counseling and Financial Management Course: Approval
valid thru 01/29/12
Consumer Credit Counseling Service of Alabama, Inc
Farmer-Wilson Building
640 South Lawrence Street
Montgomery, AL  36104
Telephone: (334)265-8545; (800)662-6119 Toll free
Fax: (334)265-5926
Website: www.budgethelp.com
Delivery Methods: Internet; In person; telephonic; TTY; Visually impaired
Credit Counseling and Financial Management Course: Approval
valid thru 04/03/12
Consumer Credit Counseling Service of San Francisco
595 Market Street, 15th
Floor
San Francisco, CA  94105
Telephone:  (800) 777-7526 Toll free
Fax:  (415) 777-4027
Website:  www.cccssf.org
Delivery Methods:  Internet; telephonic; Hearing and visually impaired;
Spanish (website)
Credit Counseling and Financial Management Course:  Approval
valid thru 07/30/11
Consumer Credit Counseling Service of West Florida, Inc.
14 Palafox Place
Pensacola, FL  32502
Telephone:  (850) 434-0268; Toll free (800) 343-3317
Fax:  (850) 432-5078
Website:  www.cccswfl.org
Delivery Methods:  Internet; Telephonic; Hearing and visually impaired
Credit Counseling:  Approval valid thru 10/18/11
Financial Management Course:  Approval valid thru 03/31/11Consumer Financial Education Foundation of America
2 North 20th
Street, Suite 1030
Birmingham, AL  35203
Telephone:  (205) 321-2822; Toll free:  (866) 684-8171
Fax:  (205) 321-2848
Website:  www.cfefa.org
Delivery Methods:  Internet; In person; Telephonic, Hearing and visually
impaired
Credit Counseling and Financial Management Course:  Approval
valid thru 09/08/11
CredAbility;   a/k/a Consumer Credit Counseling Service (CCCS) of
Greater Atlanta, Inc.  (d/b/a CCCS of Jackson, MS; CCCS of Palm
Beach County & the Treasure Coast of FL; CCCS of East TN)
270 Peachtree Street, NW   Suite 1800
Atlanta, GA  30303
Telephone: (800) 251-2227 Toll free
Hearing Impaired:  (770) 716-9666 Toll free
Fax:  (800) 447-0350
Website:  www.CredAbility.com
Delivery Methods:  Internet; telephonic (credit counseling only); Spanish
(website and telephonic) and 26 additional languages (telephonic)
Credit Counseling :  Approval valid thru 04/19/11
Financial Management Course:  Approval valid thru 06/27/11
Credit Advisors Foundation
1818 South 72nd
Street
Omaha, NE  68124
Telephone:  (800) 625-7725 Toll free
Fax:  (402) 393-7660
Website:  www.yourbankruptcypartner.com
Delivery Methods:  Internet, Telephonic
Credit Counseling and Financial Management Course:  Approval
valid thru 01/09/12
Dave Ramsey’s Debtor Education, LLC
1749 Mallory Lane
Brentwood, TN  37027
Telephone:  (800) 480-5902 Toll free
Fax:  (615) 550-6267
Delivery Methods: Internet; Telephonic
Website: www.daveramsey.com/bankruptcy
Financial Management Course:  Approval valid thru 06/30/11
Debt Education and Certification Foundation
112 Goliad Street, Suite D
Benbrook, TX  76126
Telephone:  (866) 859-7323 Toll free     Fax:  (866) 399-3328
Website:  www.Debt-Foundation.org
Delivery Methods:  Internet; Telephonic
Credit Counseling and Financial Management Course:  Approval
valid thru 01/08/12The Family Center of Columbus (aka Consumer Credit Counseling
Service of West Georgia/East AL)
1350 15th
Avenue
Columbus, GA  31902
Telephone:  (706) 327-3239; Toll free (800) 757-2227
Fax:  (706) 327-1341
Website:  www.cccs-wga.com
Delivery Methods:  Internet; Telephonic; TTY; Visually impaired; Spanish
Credit Counseling and Financial Management Course:  Approval
valid thru 10/16/11
GreenPath Debt Solutions
38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331
Telephone:  Toll free (800) 630-6718
Fax:  (248) 553-8970
Website:  www.greenpathbk.com
Delivery Methods:  Internet; Telephonic; Dutch; Spanish; Portuguese
Credit Counseling and Financial Management Course:  Approval
valid thru 11/30/11
Hummingbird Credit Counseling and Education, Inc.
3737 Glenwood Avenue, Suite 100
Raleigh, NC  27612-5515
Telephone:  (800) 645-4959 Toll free
Fax:  (919) 882-8990
Website:  www.hbcce.org
Delivery Methods:  Internet only; Spanish (website)
Credit Counseling and Financial Management Course:  Approval
valid thru 04/03/11
InCharge Education Foundation, Inc.
5750 Major Boulevard., Suite 310
Orlando, FL  32819
Telephone:  (866) 729-0049 Toll free
Fax:  (407) 532-5750
Website:  www.PersonalFinanceEducation.com
Delivery Methods:  Internet; Telephonic; Spanish
Credit Counseling:  Approval thru 06/07/11
Financial Management Course:  Approval valid thru 02/20/12 Institute for Financial Literacy, Inc.
260 Western Avenue South
Portland, ME  04106
Mailing address:  P.O. Box 1842, Portland, ME  04104
Telephone:  (207) 879-0389; Toll free (866) 662-4932
Fax:  (207) 221-3691
Website:  www.freshstartonline.org
Delivery Methods:  Internet: Telephonic; Hearing and visually impaired
Credit Counseling and Financial Management Course:  Approval
valid thru 04/03/11
Money Management International
1414 Southwest Freeway, Suite 1000
Sugar Land, TX  77478
Telephone:  (888) 845-5669 Toll free
Fax:  (713) 394-3010
Website:  www.moneymanagement.org
Delivery Methods:  Internet; Telephonic; Hearing impaired; Spanish
(telephonic)
Credit Counseling and Financial Management Course:  Approval
valid thru 07/30/11
Novadebt
225 Willowbrook Road
Freehold, NJ  07728
Telephone:  (877) 892-4557  Toll free; TDD: (800) 282-4557
Fax: (732) 431-5248
Website: www.novadebt.org
Delivery Methods:  Internet; Telephonic
Credit Counseling and Financial Management Course:  Approval
valid thru 07/18/11
SAGE Personal Finance (formerly American Debtor-Educators OnLine)
4043 Contera Road
Encino, CA  91436
Telephone:  (800) 516-2759 Toll free
Fax:  (866) 268-7774
Website:  www.sagepf.com or www.abacuscc.org
Delivery Methods:  Internet; Telephonic; TTY; Spanish (telephonic &
website)
Financial Management Course:  Approval valid thru 07/26/11 Stand Sure Information Services, Inc.
16 Arnold Park
Rochester, NY  14607
Telephone:  (877) 750-0851 Toll free
Fax:  (585) 486-1314
Website:  www.standsuretoday.com
Delivery Methods:  Internet; Telephonic; Hearing and visually impaired;
Spanish
Financial Management Course:  Approval valid thru 04/17/11
Start Fresh Today Instructional, LLC
5765 West Sunrise Boulevard
Plantation, FL  33313
Telephone:  (800) 435-9138  Toll free
Fax:  (866) 209-9860
Website:  www.startfreshtoday.com
Delivery Methods:  Internet; Telephonic; Hearing impaired; Spanish
(website only)
Financial Management Course:  Approval valid thru 03/08/11

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