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National Foreclosure Mitigation Counseling in MARYLAND
Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, […]
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INCOME AND EXPENSES WORKSHEET
| Monthly Income (after deductions) |
| Wages or Salary $____________________ |
| Allowance $____________________ |
| Child Support $____________________ |
| Scholarships/grants $____________________ |
| Other $____________________ |
| TOTAL INCOME $____________________ |
| Monthly Fixed Expenses |
| Rent or Mortgage $____________________ |
| Cable TV $____________________ |
| Savings, regular $____________________ |
| Emergency fund $____________________ |
| (2 to 3 month’s income) |
| Retirement Savings $____________________ |
| Installment Payments $____________________ |
| Other $____________________ |
| Monthly Flexible Expenses |
| Food $____________________ |
| Telephone $____________________ |
| Gas $____________________ |
| Electricity $____________________ |
| Water and Sewer $____________________ |
| Clothing $____________________ |
| Personal Care $____________________ |
| Transportation $____________________ |
| Gasoline $____________________ |
| Credit Card Payments $____________________ |
| Medical and Dental $____________________ |
| Entertainment $____________________ |
| Child Care $____________________ |
| Contributions $____________________ |
| Other $____________________ |
| Periodic Expenses |
| Taxes |
| (not deducted from pay) $____________________ |
| Insurance |
| (car, health, home, life) $____________________ |
| School Tuition $____________________ |
| Maintenance $____________________ |
| Vacation $____________________ |
| Memberships $____________________ |
| Subscriptions $____________________ |
| Gifts $____________________ |
| Credit Card Payments $____________________ |
| Other $____________________ |
| TOTAL EXPENSES $____________________ |
| TOTAL INCOME $____________________ |
| Subtract TOTAL EXPENSES $____________________ |
| BALANCE $____________________ |
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