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Pre-purchase Homebuyer Education Workshops – Wyoming
There are numerous non-profit organizations that will charge consumers a minimal fee for the services they offer. HUD sponsors housing counseling agencies throughout the country […]
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Calculate Your Debt to Income Ratio
Click here to download following Calculate Your Debt to Income Ratio
| Calculate Your Debt to Income Ratio from http://debts-consolidations.com | ||||
| Enter income (before taxes) in green area. | Enter monthly minimum payments in green area. | |||
| Job # 1 __________________ | Rent/mortgage | |||
| Job # 2 __________________ | Auto loan(s) | |||
| Financial aid | Credit card(s) | |||
| Scholarships | Past-due taxes | |||
| Gifts/assistance from others | Student loan(s) | |||
| Other income | Other debt | |||
| Other income | Other debt | |||
| Total Monthly Income | $0.00 | Total Monthly Payments | $0.00 | |
| http://debts-consolidations.com | Debt to Income Ratio | #DIV/0! | ||
| If Your Debt to Income Ratio is | ||||
| Less than 20% | You’re in excellent shape! Keep up the good work. | |||
| 20% to 39% | Buying a home and other goals are within reach. | |||
| 40% to 60% | Reduce debt to achieve your goals. | |||
| Above 60% | Eliminate debt now to avoid serious problems in the future. | |||
| Your debt to income ratio is a number lenders use to help determine your ability to take on more debt. The lower your ratio the better chance you have to be approved for a home, car or other loan. |
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| http://debts-consolidations.com | ||||
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