Description

There are numerous non-profit organizations that will charge consumers a minimal fee for the services they offer. HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues and some may even offer assistance including debt reduction and foreclosure assistance programs for free to qualified individuals.

Agency Name: CHAUTAUQUA OPPORTUNITIES, INCORPORATED
Phone: 716-661-9430
Toll Free:
Fax: 716-661-9436
Email: dsalvo@chautopp.org
Address: 402 Chandler Street
JAMESTOWN, New York 14701-3890
Counseling Services: – Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: CHAUTAUQUA OPPORTUNITIES, INCORPORATED
Website: http://www.chautauquaopportunities.com
Agency ID: 80371
Agency Name: FRIENDS OF THE NORTH COUNTRY
Phone: 518-834-9606
Toll Free:
Fax: 518-534-9687
Email: infor@friendsofthenorthcountry.org
Address: 1 Mill St
Keeseville, New York 12944-1215
Counseling Services: – Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: NEW YORK STATE HOUSING FINANCE AGENCY
Website: https://www.friendsofthenorthcountry.org
Agency ID: 82487
Agency Name: URBAN UPBOUND
Phone: 718-571-9342
Toll Free:
Fax: 718-709-5861
Email: financialfitness@urbanupbound.org
Address: 3885 13th St
Long Island City, New York 11101-6119
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Other
– Spanish
Affiliation: CONSUMER CREDIT COUNSELING SERVICES OF SAN FRANCISCO D/B/A BALANCE
Website: http://www.urbanupbound.org/
Agency ID: 90141
Agency Name: RURAL SULLIVAN HOUSING CORPORATION
Phone: 845-794-0348
Toll Free:
Fax: 845-794-3042
Email: ruralsullivanhousing@hvc.rr.com
Address: 33 Lakewood Avenue
MONTICELLO, New York 12701-2020
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Rental Housing Counseling
Languages: – English
Affiliation:
Website:
Agency ID: 80025
Agency Name: WESTCHESTER RESIDENTIAL OPPORTUNITIES, INCORPORATED
Phone: 914-428-4507-306
Toll Free:
Fax:
Email: Mzarfes@wroinc.org
Address: 116 West 1st Street
MOUNT VERNON, New York 10550-2938
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– French
– Spanish
Affiliation: WESTCHESTER RESIDENTIAL OPPORTUNITIES, INCORPORATED
Website: www.wroinc.org
Agency ID: 82744
Agency Name: ROCKLAND HOUSING ACTION COALITION
Phone: 845-708-5797
Toll Free:
Fax: 845-708-5798
Email: rhac300@aol.com
Address: 120-126 North Main Street
Annex First Floor
NEW CITY, New York 10956-3717
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – Creole
– English
– Other
– Spanish
Affiliation: NATIONAL COMMUNITY REINVESTMENT COALITION, INC.
Website: rhachomes.org
Agency ID: 81233
Agency Name: ASIAN AMERICANS FOR EQUALITY
Phone: 212-964-2288
Toll Free:
Fax: 212-964-6003
Email: siukwanc2000@yahoo.com
Address: 111 Division St
NEW YORK, New York 10002-6103
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
Languages: – Cantonese
– Chinese Mandarin
– English
– Korean
Affiliation: ASIAN AMERICANS FOR EQUALITY
Website: http://www.aafecdf.org
Agency ID: 80679
Agency Name: ASIAN AMERICANS FOR EQUALITY
Phone: 212-964-2288
Toll Free:
Fax: 212-964-6003
Email: eddie_wong@aafecdf.org
Address: 2 Allen Street, 7th Floor
NEW YORK, New York 10002-5302
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
Languages: – Cantonese
– Chinese Mandarin
– English
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://www.aafe.org
Agency ID: 83908
Agency Name: GREENPATH FINANCIAL WELLNESS
Phone: 888-860-4167
Toll Free:
Fax:
Email: housingdepartment@greenpath.com
Address: 31 W 34th St
Suite 7030
New York, New York 10001-3009
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: GREENPATH, INC.
Website: http://www.greenpath.org
Agency ID: 83235
Agency Name: HARLEM CONGREGATIONS FOR COMMUNITY IMPROVEMENT
Phone: 212-281-4887
Toll Free:
Fax:
Email: N/A
Address: 256 West 153rd Street
NEW YORK, New York 10039-1806
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: NEW YORK MORTGAGE COALITION
Website: http://hcci.org
Agency ID: 82367
Agency Name: NATIONAL URBAN LEAGUE
Phone: 212-558-5380
Toll Free:
Fax:
Email:
Address: 80 Pine St, 9th Floor
NEW YORK, New York 10005-1720
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
Affiliation:
Website: http://www.nul.org
Agency ID: 81639
Agency Name: NAZARETH HOUSING INC.
Phone: 212-777-1010-112
Toll Free:
Fax: 347-396-3157
Email: cbarton@nazarethhousingnyc.org
Address: 519 East 11th Street
NEW YORK, New York 10009-4689
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://www.nazarethhousingnyc.org
Agency ID: 82488
Agency Name: NEW YORK MORTGAGE COALITION
Phone: 212-742-0762
Toll Free:
Fax: 212-747-1114
Email: susan.b@nymc.org
Address: 85 Broad Street
17th Floor
NEW YORK, New York 10004-2434
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation:
Website: www.nymc.org
Agency ID: 82772
Agency Name: STRYCKER’S BAY NEIGHBORHOOD COUNCIL, INC.
Phone: 646-358-2552-2128
Toll Free: 212-874-7272
Fax: 917-591-4995
Email: kelley@westsidecommons.org
Address: 696 Amsterdam Avenue
NEW YORK, New York 10025-6901
Counseling Services: – Financial Management/Budget Counseling
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation:
Website: www.westsidecommons.org
Agency ID: 82204
Agency Name: OPPORTUNITIES FOR CHENANGO, INC.
Phone: 607-334-7114
Toll Free:
Fax:
Email: N/A
Address: 44 W Main St
Norwich, New York 13815-1613
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
Languages: – English
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://www.ofcinc.org
Agency ID: 80597
Agency Name: THE PRESERVATION COMPANY
Phone: 914-734-8928
Toll Free: 914-734-8928
Fax:
Email: eonwogu@HRHCARE.ORG
Address: 1037 Main Street
PEEKSKILL, New York 10566-2913
Counseling Services: – Rental Housing Counseling
Languages: – English
Affiliation: NEW YORK MORTGAGE COALITION
Website: http://www.hrhcare.org/community-organization-partners/the-preservation-company/
Agency ID: 90063
Agency Name: KEUKA HOUSING COUNCIL
Phone: 315-536-8707
Toll Free:
Fax:
Email: N/A
Address: 160 Main St
Penn Yan, New York 14527-1204
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: NEW YORK STATE HOUSING FINANCE AGENCY
Website: http://www.keukahousing.org
Agency ID: 82130
Agency Name: HUMAN DEVELOPMENT SERVICES OF WESTCHESTER, INC.
Phone: 914-939-2005
Toll Free:
Fax: 914-939-3531
Email: HDSWHOUSINGHELP@aol.com
Address: 28 Adee St
Port Chester, New York 10573-4339
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: NEW YORK STATE HOUSING FINANCE AGENCY
Website: http://www.hdsw.org/
Agency ID: 83966
Agency Name: HUDSON RIVER HOUSING
Phone: 845-454-9288
Toll Free:
Fax: 845-485-1957
Email: mlinge@hudsonriverhousing.org
Address: 291Mill Street
POUGHKEEPSIE, New York 12601-3147
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – ASL
– English
– Spanish
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://hudsonriverhousing.org
Agency ID: 83637
Agency Name: THE HOUSING COUNCIL AT PATHSTONE, INC.
Phone: 585-546-3700
Toll Free:
Fax:
Email: N/A
Address: 75 College Ave Ste 412
Rochester, New York 14607-1009
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: PATHSTONE CORPORATION
Website: http://www.thehousingcouncil.org
Agency ID: 80377
Agency Name: HISPANIC BROTHERHOOD OF ROCKVILLE CENTRE, INC.
Phone: 516-766-6610
Toll Free:
Fax:
Email: N/A
Address: 59 Clinton Ave
Rockville Centre, New York 11570-4042
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– French
– Spanish
Affiliation:
Website: http://www.hispanicbrotherhood.net
Agency ID: 82424
Agency Name: BETTER NEIGHBORHOODS, INCORPORATED
Phone: 518-372-6469
Toll Free:
Fax: 518-688-0199
Email: jflacke@better-neighborhoods.org
Address: 120 Emmons St
Schenectady, New York 12304-2859
Counseling Services: – Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation: NEW YORK MORTGAGE COALITION
Website: http://www.better-neighborhoods.org
Agency ID: 80024
Agency Name: WESTERN CATSKILLS COMMUNITY REVITALIZATION COUNCIL, INC
Phone: 607-652-2823
Toll Free: 607-652-2823
Fax: 607-652-2825
Email: info@westerncatskills.org
Address: 125 Main Street Stuite A
STAMFORD, New York 12167-1162
Counseling Services: – Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – ASL
– English
– Spanish
Affiliation: NEW YORK STATE HOUSING FINANCE AGENCY
Website: http://www.westerncatskills.org
Agency ID: 81644
Agency Name: NORTHFIELD COMMUNITY LOCAL DEVELOPMENT CORPORATION OF STATEN ISLAND, INC.
Phone: 718-442-7351
Toll Free:
Fax:
Email: N/A
Address: 160 Heberton Ave
Staten Island, New York 10302-1403
Counseling Services: – Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Russian
– Spanish
Affiliation: NEW YORK MORTGAGE COALITION
Website: http://www.northfieldldc.org/
Agency ID: 81645
Agency Name: HOME HEADQUARTERS, INC.
Phone: 315-474-1939
Toll Free:
Fax: 315-474-0637
Email: info@homehq.org
Address: 538 Erie Blvd W Ste 100
Syracuse, New York 13204-2437
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://www.homehq.org
Agency ID: 80903
Agency Name: MONEY MANAGEMENT INTERNATIONAL – SYRACUSE BRANCH
Phone: 866-232-9080
Toll Free: 866-232-9080
Fax: 866-921-5129
Email: counselinginfo@moneymanagement.org
Address: 5794 Widewaters Pkwy
Syracuse, New York 13214-1845
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – ASL
– English
– Other
– Spanish
Affiliation: MONEY MANAGEMENT INTERNATIONAL INC.
Website: http://www.moneymanagement.org
Agency ID: 80700
Agency Name: UNHS NEIGHBORWORKS HOMEOWNERSHIP CENTER
Phone: 315-724-4197
Toll Free:
Fax:
Email: N/A
Address: 1611 Genesee St
Utica, New York 13501-4731
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
Languages: – English
– Other
– Russian
– Spanish
– Vietnamese
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://www.unhs.org
Agency ID: 82310
Agency Name: MONEY MANAGEMENT INTERNATIONAL – WATERTOWN BRANCH
Phone: 866-232-9080
Toll Free: 866-232-9080
Fax: 866-921-5129
Email: counselinginfo@moneymanagement.org
Address: 215 Washington St Ste 5
Watertown, New York 13601-3332
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – ASL
– English
– Other
– Spanish
Affiliation: MONEY MANAGEMENT INTERNATIONAL INC.
Website: http://www.moneymanagement.org
Agency ID: 83196
Agency Name: GREENPATH FINANCIAL WELLNESS
Phone: 888-860-4167
Toll Free:
Fax:
Email: housingdepartment@greenpath.com
Address: 75 S Broadway
Fourth Floor, Office 462
White Plains, New York 10601-4413
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: GREENPATH, INC.
Website: http://www.greenpath.org
Agency ID: 83229
Agency Name: WESTCHESTER RESIDENTIAL OPPORTUNITIES, INCORPORATED
Phone: 914-428-4507
Toll Free:
Fax: 914-428-9455
Email: mzarfes@wroinc.org
Address: 470 Mamaroneck Ave Ste 410
White Plains, New York 10605-1839
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Reverse Mortgage Counseling
Languages: – English
– French
– Spanish
Affiliation: NEW YORK STATE HOUSING FINANCE AGENCY
Website: http://www.wroinc.org
Agency ID: 80437
Agency Name: NEIGHBORHOOD HOUSING SERVICES OF QUEENS, CDC, INC
Phone: 718-457-1017
Toll Free:
Fax: 718-457-1247
Email: info@nhsofqueens.org
Address: 60-20 Woodside Avenue, 2nd Fl
WOODSIDE, New York 11377-3541
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Spanish
Affiliation: NEW YORK STATE HOUSING FINANCE AGENCY
Website: www.nhsofqueens.org
Agency ID: 90289
Agency Name: WYANDANCH COMMUNITY DEVELOPMENT CORPORATION
Phone: 631-253-0139
Toll Free:
Fax: 631-643-9128
Email: wyandanchcdc@optonline.net
Address: 59 Cumberbach Street
WYANDANCH, New York 11798-4506
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation:
Website: http://www.wyandanchcdc.org
Agency ID: 80441