Description

There are numerous non-profit organizations that will charge consumers a minimal fee for the services they offer. HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues and some may even offer assistance including debt reduction and foreclosure assistance programs for free to qualified individuals.

This listing is current as of 03/21/2019.

Agencies located in NEW JERSEY
Agency Name: SENIOR CITIZENS UNITED COMMUNITY SERVICES OF CAMDEN COUNTY, INC.
Phone: 856-456-1121-141
Toll Free:
Fax: 856-547-2685
Email: sromano@scucs.org
Address: 537 W Nicholson Rd
Audubon, New Jersey 08106-1970
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Pre-purchase Counseling
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://www.scucs.org
Agency ID: 80409
Agency Name: JERSEY COUNSELING AND HOUSING DEVELOPMENT, INC
Phone: 856-309-0040
Toll Free:
Fax: 856-309-0111
Email: Jerseycou@aol.com
Address: 1729 Erial Rd.
BLACKWOOD, New Jersey 08012-4483
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://n/a
Agency ID: 80408
Agency Name: CATHOLIC CHARITIES DIOCESE OF CAMDEN, INC.
Phone: 856-691-1841-18
Toll Free:
Fax: 856-692-6575
Email: cynthia.lebron@camdendiocese.org
Address: 1845 Haddon Ave
CAMDEN, New Jersey 08103-3008
Counseling Services: – Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: CATHOLIC CHARITIES USA
Website: n/a
Agency ID: 90019
Agency Name: JERSEY COUNSELING AND HOUSING DEVELOPMENT, IN
Phone: 856-541-1000
Toll Free:
Fax:
Email: N/A
Address: 1844 S Broadway
Camden, New Jersey 08104-1334
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation:
Website: http://site.notavailable.org
Agency ID: 80407
Agency Name: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Phone: 800-989-2227
Toll Free: 800-989-2227
Fax: 215-563-7020
Email: customerservice@clarifi.org
Address: 1060 Kings Highway North
Suite 315
CHERRY HILL, New Jersey 08034-1910
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – Cantonese
– Chinese Mandarin
– English
Affiliation: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Website: www.clarifi.org
Agency ID: 82100
Agency Name: CATHOLIC CHARITIES OF THE ARCHDIOCESE OF NEWARK
Phone: 973-266-7964
Toll Free:
Fax: 973-676-0172
Email: copt-hof@ccannj.org
Address: 37 Evergreen Place
EAST ORANGE, New Jersey 07018-2154
Counseling Services: – Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: CATHOLIC CHARITIES USA
Website: www.ccannj.com
Agency ID: 90020
Agency Name: URBAN LEAGUE OF UNION COUNTY
Phone: 908-351-7200
Toll Free:
Fax:
Email: N/A
Address: 288 N Broad St
Elizabeth, New Jersey 07208-3711
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – Creole
– English
– Portuguese
– Spanish
Affiliation: NATIONAL URBAN LEAGUE
Website: http://www.uioucnj.org
Agency ID: 80403
Agency Name: CCCS OF DELAWARE VALLEY, INC, DBA CLARIFI
Phone: 800-989-2227
Toll Free: 800-989-2227
Fax: 215-563-7020
Email: customerservice@clarifi.org
Address: 4 East Jimmie Leeds Road
Suite 10
Galloway, NJ 08205
GALLOWAY, New Jersey 08205-4465
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – English
Affiliation:
Website: www.clarifi.org
Agency ID: 90051
Agency Name: FAIR HOUSING COUNCIL OF NORTHERN NEW JERSEY
Phone: 201-489-3552
Toll Free:
Fax: 201-489-8472
Email: fhcnnj1@optimum.net
Address: 131 Main St
Suite 140
Hackensack, New Jersey 07601-7052
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation: NATIONAL COMMUNITY REINVESTMENT COALITION, INC.
Website: www.fairhousingnj.org
Agency ID: 80399
Agency Name: GREATER BERGEN COMMUNITY ACTION, INC.
Phone: 201-968-0200
Toll Free:
Fax: 201-342-9339
Email: info@greaterbergen.org
Address: 316 State Street
HACKENSACK, New Jersey 07601-5529
Counseling Services: – Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY
Website: http://www.greaterbergen.org
Agency ID: 84293
Agency Name: HUDSON COUNTY HOUSING RESOURCE CENTER, INC.
Phone: 201-795-5615
Toll Free:
Fax: 201-795-1091
Email: avilela@hudsonhrc.org
Address: 830 Bergen Aveue
Suite 5A
JERSEY CITY, New Jersey 07306-4507
Counseling Services: – Rental Housing Counseling
Languages: – English
– Portuguese
– Spanish
Affiliation:
Website: www.hudsonhrc.org
Agency ID: 84986
Agency Name: THE WATERFRONT PROJECT, INC.
Phone: 551-256-7578
Toll Free:
Fax: 201-630-4313
Email: rsymes@thewaterfrontproject.org
Address: 830 Bergen Ave.
Suite 4A
JERSEY CITY, New Jersey 07306-4507
Counseling Services: – Rental Housing Counseling
– Rental Housing Workshops
Languages: – English
– Spanish
Affiliation: HOUSING & COMMUNITY DEVELOPMENT NETWORK OF NEW JERSEY
Website: www.thewaterfrontproject.org
Agency ID: 90239
Agency Name: GARDEN STATE CONSUMER CREDIT COUNSELING, INC. D/B/A/ NAVICORE SOLUTIONS
Phone: 732-409-6281
Toll Free: 866-472-4557
Fax: 732-863-5052
Email: education@navicoresolutions.org
Address: 200 U.S. Highway 9 North
MANALAPAN, New Jersey 07726-3072
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
Languages: – English
– Spanish
Affiliation:
Website: www.navicoresolutions.org
Agency ID: 84870
Agency Name: NAVICORE SOLUTIONS – MANALAPAN, NJ
Phone: 732-409-6281
Toll Free: 866-472-4557
Fax: 732-863-5052
Email: housing@navicoresolutions.org
Address: 200 US Highway 9
Manalapan, New Jersey 07726-3072
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation: GARDEN STATE CONSUMER CREDIT COUNSELING, INC. D/B/A/ NAVICORE SOLUTIONS
Website: http://www.navicoresolutions.org
Agency ID: 82226
Agency Name: CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT
Phone: 609-390-9652
Toll Free: 888-738-8233
Fax: 609-390-9653
Email: help@cc-bc.com
Address: 299 S Shore Rd
US Route 9 So
Marmora, New Jersey 08223-1210
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT
Website: http://www.cc-bc.com
Agency ID: 90224
Agency Name: PUERTO RICAN ACTION BOARD, INC.
Phone: 732-249-9700
Toll Free:
Fax: 732-249-4121
Email: gmelendez@prab.org
Address: 90 Jersey Ave
NEW BRUNSWICK, New Jersey 08901-3258
Counseling Services: – Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY
Website: http://www.prab.org
Agency ID: 84236
Agency Name: URBAN LEAGUE OF ESSEX COUNTY
Phone: 973-624-9535-9535
Toll Free: 535-535-9535
Fax: 973-624-9597
Email: psermon@ulec.org
Address: 508 Central Avenue
NEWARK, New Jersey 07107-1430
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: NATIONAL URBAN LEAGUE
Website: www.ulec.org
Agency ID: 83500
Agency Name: PATERSON TASK FORCE FOR COMMUNITY ACTION, INC
Phone: 973-279-2333-110
Toll Free:
Fax: 973-279-2334
Email: drivers@patersontaskforce.org
Address: 109 Washington Street
PATERSON, New Jersey 07505-1301
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial, Budgeting, and Credit Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
Languages: – English
Affiliation:
Website: www.patersontaskforce.org
Agency ID: 80404
Agency Name: PUERTO RICAN ASSOCIATION FOR HUMAN DEVELOPMENT, INC.
Phone: 732-442-1081
Toll Free:
Fax: 732-826-3082
Email: prahd@prodigy.net
Address: 100 First Street
PERTH AMBOY, New Jersey 08861-4645
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Spanish
Affiliation: UNIDOS US
Website: http://www.prahd.org
Agency ID: 84906
Agency Name: THE HOUSING AUTHORITY OF THE CITY OF PERTH AMBOY
Phone: 732-826-3110-631
Toll Free:
Fax: 732-826-3111
Email: ehill@perthamboyha.org
Address: 881 Amboy Avenue
PERTH AMBOY, New Jersey 08861-1911
Counseling Services: – Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Other
– Spanish
Affiliation:
Website: http://www.perthamboyha.org/
Agency ID: 83664
Agency Name: CENTRAL JERSEY HOUSING RESOURCE CENTER, INC.
Phone: 908-704-9659
Toll Free:
Fax: 908-704-9235
Email: cjhrc@verizon.net
Address: 600 1st Ave Ste 3
Raritan, New Jersey 08869-1346
Counseling Services: – Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: HOUSING & COMMUNITY DEVELOPMENT NETWORK OF NEW JERSEY
Website: http://www.cjhrc.org
Agency ID: 80650
Agency Name: FAITH FELLOWSHIP COMMUNITY DEVELOPMENT CORPORATION
Phone: 732-727-9500
Toll Free:
Fax:
Email: N/A
Address: 2707 Main St
Sayreville, New Jersey 08872-1457
Counseling Services: – Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
Languages: – English
– Spanish
Affiliation: NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY
Website: http://ffcdc.net
Agency ID: 82472
Agency Name: MONEY MANAGEMENT INTERNATIONAL – SPRING LAKE
Phone: 866-232-9080
Toll Free: 866-232-9080
Fax: 866-921-5129
Email: counselinginfo@moneymanagement.org
Address: 700 Allaire Rd
Spring Lake, New Jersey 07762-2289
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation: MONEY MANAGEMENT INTERNATIONAL INC.
Website: http://www.moneymanagement.org
Agency ID: 82645
Agency Name: NORTH HUDSON COMMUNITY ACTION CORPORATION
Phone: 201-866-3140
Toll Free:
Fax:
Email: N/A
Address: 407 39th Street
UNION CITY, New Jersey 07087-5367
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial, Budgeting, and Credit Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://www.nhcac.org
Agency ID: 80255
Agency Name: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Phone: 800-989-2227
Toll Free: 800-989-2227
Fax: 215-563-7020
Email: customerservice@clarifi.org
Address: 595 Rancocas Road
WESTAMPTON, New Jersey 08060-5628
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Website: www.clarifi.org
Agency ID: 82443
Agency Name: BURLINGTON COUNTY COMMUNITY ACTION PROGRAM
Phone: 609-239-4013
Toll Free:
Fax: 609-835-9607
Email: roverton@bccap.org
Address: One Van Sciver Parkway
WILLINGBORO, New Jersey 08046-1026
Counseling Services: – Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation:
Website: http://www.bccap.org
Agency ID: 81842