Description

There are numerous non-profit organizations that will charge consumers a minimal fee for the services they offer. HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues and some may even offer assistance including debt reduction and foreclosure assistance programs for free to qualified individuals.

This listing is current as of 03/21/2019.

Financial Management/Budget Counseling Agencies located in NEW JERSEY
Agency Name: SENIOR CITIZENS UNITED COMMUNITY SERVICES OF CAMDEN COUNTY, INC.
Phone: 856-456-1121-141
Toll Free:
Fax: 856-547-2685
Email: sromano@scucs.org
Address: 537 W Nicholson Rd
Audubon, New Jersey 08106-1970
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Pre-purchase Counseling
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://www.scucs.org
Agency ID: 80409
Agency Name: JERSEY COUNSELING AND HOUSING DEVELOPMENT, IN
Phone: 856-541-1000
Toll Free:
Fax:
Email: N/A
Address: 1844 S Broadway
Camden, New Jersey 08104-1334
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation:
Website: http://site.notavailable.org
Agency ID: 80407
Agency Name: NEIGHBORHOOD HOUSING SERVICES OF CAMDEN, INC
Phone: 856-541-0720
Toll Free:
Fax: 856-541-8440
Email: nhscamden@comcast.net
Address: 601-603 Clinton Street
CAMDEN, New Jersey 08103-1415
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
Languages: – English
– Spanish
– Vietnamese
Affiliation:
Website: http://www.nhscamden.org
Agency ID: 80892
Agency Name: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Phone: 800-989-2227
Toll Free: 800-989-2227
Fax: 215-563-7020
Email: customerservice@clarifi.org
Address: 1060 Kings Highway North
Suite 315
CHERRY HILL, New Jersey 08034-1910
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – Cantonese
– Chinese Mandarin
– English
Affiliation: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Website: www.clarifi.org
Agency ID: 82100
Agency Name: HOUSING PARTNERSHIP FOR MORRIS COUNTY
Phone: 973-659-9222
Toll Free:
Fax:
Email: N/A
Address: 2 E Blackwell St Ste 12
Dover, New Jersey 07801-4645
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Spanish
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://www.housingpartnershipnj.org
Agency ID: 81648
Agency Name: URBAN LEAGUE OF UNION COUNTY
Phone: 908-351-7200
Toll Free:
Fax:
Email: N/A
Address: 288 N Broad St
Elizabeth, New Jersey 07208-3711
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – Creole
– English
– Portuguese
– Spanish
Affiliation: NATIONAL URBAN LEAGUE
Website: http://www.uioucnj.org
Agency ID: 80403
Agency Name: CCCS OF DELAWARE VALLEY, INC, DBA CLARIFI
Phone: 800-989-2227
Toll Free: 800-989-2227
Fax: 215-563-7020
Email: customerservice@clarifi.org
Address: 4 East Jimmie Leeds Road
Suite 10
Galloway, NJ 08205
GALLOWAY, New Jersey 08205-4465
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – English
Affiliation:
Website: www.clarifi.org
Agency ID: 90051
Agency Name: GARDEN STATE CONSUMER CREDIT COUNSELING, INC. D/B/A/ NAVICORE SOLUTIONS
Phone: 732-409-6281
Toll Free: 866-472-4557
Fax: 732-863-5052
Email: education@navicoresolutions.org
Address: 200 U.S. Highway 9 North
MANALAPAN, New Jersey 07726-3072
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
Languages: – English
– Spanish
Affiliation:
Website: www.navicoresolutions.org
Agency ID: 84870
Agency Name: NAVICORE SOLUTIONS – MANALAPAN, NJ
Phone: 732-409-6281
Toll Free: 866-472-4557
Fax: 732-863-5052
Email: housing@navicoresolutions.org
Address: 200 US Highway 9
Manalapan, New Jersey 07726-3072
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation: GARDEN STATE CONSUMER CREDIT COUNSELING, INC. D/B/A/ NAVICORE SOLUTIONS
Website: http://www.navicoresolutions.org
Agency ID: 82226
Agency Name: CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT
Phone: 609-390-9652
Toll Free: 888-738-8233
Fax: 609-390-9653
Email: help@cc-bc.com
Address: 299 S Shore Rd
US Route 9 So
Marmora, New Jersey 08223-1210
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
– Spanish
Affiliation: CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT
Website: http://www.cc-bc.com
Agency ID: 81557
Agency Name: CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT
Phone: 609-390-9652
Toll Free: 888-738-8233
Fax: 609-390-9653
Email: help@cc-bc.com
Address: 299 S Shore Rd
US Route 9 So
Marmora, New Jersey 08223-1210
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT
Website: http://www.cc-bc.com
Agency ID: 90224
Agency Name: NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) NEWARK, NJ
Phone: 973-679-2601
Toll Free: 617-250-6222
Fax: 877-329-6222
Email: N/A
Address: 60 Park Pl Fl 15
Newark, New Jersey 07102-5511
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
Languages: – English
– Other
– Spanish
Affiliation: NEIGHBORHOOD STABILIZATION CORPORATION (NACA COUNSELING SUBSIDIARY)
Website: https://www.naca.com
Agency ID: 84368
Agency Name: NEW COMMUNITY FEDERAL CREDIT UNION
Phone: 973-621-2363
Toll Free:
Fax: 973-645-0252
Email: mulu@newcommunity.org
Address: 274 S Orange Ave
Newark, New Jersey 07103-2419
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
Languages: – English
– Hindi
Affiliation: CONSUMER CREDIT COUNSELING SERVICES OF SAN FRANCISCO D/B/A BALANCE
Website: http://www.newcommunityFCU.org
Agency ID: 81161
Agency Name: NEW JERSEY CITIZEN ACTION
Phone: 973-643-8800
Toll Free: 800-656-9637
Fax: 973-643-8100
Email: application@njcitizenaction.org
Address: 625 Broad St Ste 270
Newark, New Jersey 07102-4418
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
– Spanish
Affiliation: HOUSING & COMMUNITY DEVELOPMENT NETWORK OF NEW JERSEY
Website: http://www.njcitizenaction.org
Agency ID: 80765
Agency Name: URBAN LEAGUE OF ESSEX COUNTY
Phone: 973-624-9535-9535
Toll Free: 535-535-9535
Fax: 973-624-9597
Email: psermon@ulec.org
Address: 508 Central Avenue
NEWARK, New Jersey 07107-1430
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: NATIONAL URBAN LEAGUE
Website: www.ulec.org
Agency ID: 83500
Agency Name: MONEY MANAGEMENT INTERNATIONAL – SPRING LAKE
Phone: 866-232-9080
Toll Free: 866-232-9080
Fax: 866-921-5129
Email: counselinginfo@moneymanagement.org
Address: 700 Allaire Rd
Spring Lake, New Jersey 07762-2289
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation: MONEY MANAGEMENT INTERNATIONAL INC.
Website: http://www.moneymanagement.org
Agency ID: 82645
Agency Name: AMERICAN CREDIT ALLIANCE, INC.
Phone: 609-393-5400
Toll Free: 800-332-8648
Fax: 215-428-6746
Email: info@501plan.org
Address: 26 South Warren Street
TRENTON, New Jersey 08608-2108
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
– French
– Russian
– Spanish
Affiliation: AMERICAN CREDIT ALLIANCE
Website: http://www.501plan.org
Agency ID: 84140
Agency Name: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Phone: 800-989-2227
Toll Free: 800-989-2227
Fax: 215-563-7020
Email: customerservice@clarifi.org
Address: 595 Rancocas Road
WESTAMPTON, New Jersey 08060-5628
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
Website: www.clarifi.org
Agency ID: 82443