Description

There are numerous non-profit organizations that will charge consumers a minimal fee for the services they offer. HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues and some may even offer assistance including debt reduction and foreclosure assistance programs for free to qualified individuals.

This listing is current as of 03/21/2019.

Financial Management/Budget Counseling Agencies located in MARYLAND
Agency Name: ANNE ARUNDEL COUNTY COMMUNITY ACTION AGENCY, INCORPORATED
Phone: 410-626-1900-1024
Toll Free:
Fax: 410-295-5052
Email: ajackson@aaccaa.org
Address: 251 West Street
ANNAPOLIS, Maryland 21401-3427
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Spanish
Affiliation:
Website: https://aaccaa.org/empowerment-services/
Agency ID: 80319
Agency Name: BELAIR – EDISON NEIGHBORHOODS, INC.
Phone: 410-485-8422
Toll Free:
Fax: 410-485-0728
Email: neighborhoods@belair-edison.org
Address: 3545 Belair Rd
Baltimore, Maryland 21213-1230
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
Affiliation: HOMEFREE – U S A
Website: http://belair-edison.org
Agency ID: 84215
Agency Name: GUIDEWELL FINANCIAL SOLUTIONS, INC
Phone: 443-451-1689
Toll Free: 410-747-2050
Fax: 410-747-2005
Email: hraynaud@guidewellfs.org
Address: 757 Frederick Rd
2nd Floor
Baltimore, Maryland 21228-4500
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Reverse Mortgage Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://www.guidewellfs.org
Agency ID: 90302
Agency Name: HARBEL HOUSING PARTNERSHIP ( A DIVISION OF HARBEL COMMUNITY ORGANIZATION, INC.)
Phone: 410-444-9152
Toll Free:
Fax: 410-444-9181
Email: harbelhousing@gmail.com
Address: 5807 Harford Rd
Baltimore, Maryland 21214-1848
Counseling Services: – Financial Management/Budget Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
Affiliation:
Website: http://www.harbel.org
Agency ID: 81847
Agency Name: NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) BALTIMORE, MD
Phone: 410-783-0465
Toll Free: 617-250-6222
Fax: 877-329-6222
Email: N/A
Address: 1 E Mount Royal Ave
Baltimore, Maryland 21202-2614
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
Languages: – English
– Spanish
Affiliation: NEIGHBORHOOD STABILIZATION CORPORATION (NACA COUNSELING SUBSIDIARY)
Website: https://www.naca.com
Agency ID: 84344
Agency Name: NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC.
Phone: 410-327-1200-105
Toll Free:
Fax: 410-675-1855
Email: N/A
Address: 25 E 20th St Ste 170
Baltimore, Maryland 21218-6038
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
Languages: – English
– Spanish
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://nhsbaltimore.org
Agency ID: 80880
Agency Name: OPERATION HOPE- BALTIMORE BRANCH
Phone: 323-356-4855
Toll Free:
Fax:
Email: tanya.carter@operationhope.org
Address: 96 Village Square
BALTIMORE, Maryland 21210-1610
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
Affiliation: OPERATION HOPE, INC
Website: http://www.operationhope.org
Agency ID: 90416
Agency Name: SOUTHEAST COMMUNITY DEVELOPMENT CORPORATION
Phone: 410-342-3234
Toll Free:
Fax: 410-342-1719
Email: kari@southeastcdc.org
Address: 3323 Eastern Ave
Suite 200
Baltimore, Maryland 21224-4109
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Reverse Mortgage Counseling
Languages: – English
– Spanish
Affiliation: HOMEFREE – U S A
Website: http://www.southeastcdc.org
Agency ID: 81066
Agency Name: ST. AMBROSE HOUSING AID CENTER, INC.
Phone: 410-366-8550
Toll Free:
Fax:
Email: N/A
Address: 321 E 25th St
Baltimore, Maryland 21218-5303
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
Affiliation: THE HOUSING PARTNERSHIP NETWORK
Website: http://www.stambros.org
Agency ID: 80321
Agency Name: UNITED COMMUNITIES AGAINST POVERTY
Phone: 301-322-5700-5700
Toll Free: 301-322-5700
Fax: 301-322-5700
Email: rjackson@ucappgc.org
Address: 1400 Doewood Lane
CAPITOL HEIGHTS, Maryland 20743-1018
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – Chinese Mandarin
– English
– French
– Russian
– Spanish
– Vietnamese
Affiliation:
Website: http://www.ucappgc.org
Agency ID: 83897
Agency Name: GUIDEWELL FINANCIAL SOLUTIONS, A.K.A CCCS OF MARYLAND AND DELAWARE, INC
Phone: 410-747-6803-4435
Toll Free: 800-642-2227
Fax: 410-747-2005
Email: info@guidewellfs.org
Address: 6315 Hillside court
suite b
COLUMBIA, Maryland 21046-3228
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Spanish
Affiliation: GUIDEWELL FINANCIAL SOLUTIONS, INC
Website: http://www.guidewellfs.org
Agency ID: 84495
Agency Name: ALLEGANY COUNTY HUMAN RESOURCES DEVELOPMENT COMMISSION, INC
Phone: 301-783-1720
Toll Free:
Fax: 301-722-0837
Email: jcanan@alleganyhrdc.org
Address: 125 Virginia Ave
CUMBERLAND, Maryland 21502-3952
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
Affiliation:
Website: www.alleganyhrdc.org
Agency ID: 90373
Agency Name: FREDERICK COMMUNITY ACTION AGENCY (FCAA)
Phone: 301-600-1506
Toll Free:
Fax: 301-662-9079
Email: mspurrier@cityoffrederick.com
Address: 100 S Market St
FREDERICK, Maryland 21701-5527
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: www.cityoffrederick.com/fcaa
Agency ID: 81056
Agency Name: MARYLAND RURAL DEVELOPMENT CORPORATION (MRDC)
Phone: 410-482-4363-211
Toll Free: 443-206-1162
Fax: 410-482-4660
Email: shicks@mrdc.net
Address: 101 Cedar Lane
GREENSBORO, Maryland 21639-1580
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Services for Homeless Counseling
Languages: – English
Affiliation:
Website: http://www.mrdc.net
Agency ID: 80326
Agency Name: HAGERSTOWN NEIGHBORHOOD DEVELOPMENT PARTNERSHIP, INC.(HNDP)
Phone: 301-797-0900
Toll Free: 301-797-0900
Fax: 301-797-2991
Email: www.homestore@hagerstownmd.org
Address: 21 E Franklin St
Hagerstown, Maryland 21740-4914
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Other
Affiliation:
Website: http://hagerstownhomestore.org
Agency ID: 83896
Agency Name: SOUTHERN MARYLAND TRI-COUNTY COMMUNITY ACTION
Phone: 301-274-4474-253
Toll Free:
Fax: 301-274-0423
Email: myoung@smtccac.org
Address: 8383 Old Leonardtown Road
Hughesville, Maryland 20637
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://www.smtccac.org
Agency ID: 81350
Agency Name: HOUSING INITIATIVE PARTNERSHIP, INC. (HIP)
Phone: 301-699-3835
Toll Free:
Fax: 301-699-8184
Email: mhunter@hiphomes.org
Address: 6525 Belcrest Road
Suite 555
HYATTSVILLE, Maryland 20782-2003
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation:
Website: www.hiphomes.org
Agency ID: 81843
Agency Name: HOME PARTNERSHIP, INC. (HPI)
Phone: 410-679-3200
Toll Free:
Fax: 410-679-3208
Email: info@homepartnershipinc.org
Address: 626 Towne Center Dr
Suite 102
Joppa, Maryland 21085-4446
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – ASL
– English
Affiliation:
Website: http://www.homepartnershipinc.org
Agency ID: 81069
Agency Name: GARRETT COUNTY COMMUNITY ACTION COMMITTEE, INC.
Phone: 301-334-9431
Toll Free:
Fax:
Email: info@garrettcac.org
Address: 104 E Center St
Oakland, Maryland 21550-1307
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://garrettcac.org
Agency ID: 80330
Agency Name: HOUSING OPTIONS & PLANNING ENTERPRISE, INC.(H.O.P.E.)
Phone: 301-567-3330
Toll Free: 301-567-3330
Fax:
Email: dhurley@hopefinancial.org
Address: 6188 Oxon Hill Rd Ste 700
Oxon Hill, Maryland 20745-3151
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
Languages: – English
– Italian
– Spanish
Affiliation: HOMEFREE – U S A
Website: N/A
Agency ID: 83464
Agency Name: CENTRO DE APOYO FAMILIAR – CENTER FOR ASSISTANCE FAMILIES
Phone: 301-328-3292
Toll Free:
Fax:
Email: wpool@mycaf.org
Address: 6801 Kenilworth Ave
RIVERDALE, Maryland 20737-1331
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Spanish
Affiliation: CENTRO DE APOYO FAMILIAR (CAF)
Website: http://www.mycaf.org
Agency ID: 90394
Agency Name: HOMEFREE – U S A
Phone: 301-891-8400
Toll Free:
Fax: 301-891-8434
Email: ettam@homefreeusa.org
Address: 6200 Baltimore Avenue
3rd Floor
RIVERDALE, Maryland 20737-1054
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: https://HomeFreeUSA.org
Agency ID: 80816
Agency Name: SEED – SOWING EMPOWERMENT AND ECONOMIC DEVELOPMENT
Phone: 301-458-9808-107
Toll Free:
Fax: 240-396-4426
Email: nmattison@seedinc.org
Address: 6201 Riverdale Rd
Suite 200
RIVERDALE, Maryland 20737-2150
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
– Spanish
Affiliation: SEED – SOWING EMPOWERMENT & ECONOMIC DEVELOPMENT , INC.
Website: http://www.seedinc.org
Agency ID: 83516
Agency Name: ASIAN -AMERICAN HOMEOWNERSHIP COUNSELING INC.
Phone: 301-760-7636
Toll Free:
Fax: 301-761-1608
Email: song@aa-hc.org
Address: 12320 Parklawn Drive
ROCKVILLE, Maryland 20852-1726
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Reverse Mortgage Counseling
Languages: – English
– Hindi
– Korean
– Other
Affiliation: NATIONAL CAPACD
Website: http://www.aa-hc.org
Agency ID: 80375
Agency Name: MONEY MANAGEMENT INTERNATIONAL – SILVER SPRING
Phone: 866-232-9080
Toll Free: 866-232-9080
Fax: 866-921-5129
Email: counselinginfo@moneymanagement.org
Address: 15847 Crabbs Branch Way
Rockville, Maryland 20855-2635
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: MONEY MANAGEMENT INTERNATIONAL INC.
Website: http://www.moneymanagement.org
Agency ID: 80532
Agency Name: SALISBURY NEIGHBORHOOD HOUSING SERVICE, INC
Phone: 410-543-4626
Toll Free:
Fax:
Email: N/A
Address: 560 Riverside Dr., Suite A102
SALISBURY, Maryland 21801-4702
Counseling Services: – Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
Languages: – English
– Spanish
Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Website: http://www.salisburynhs.org
Agency ID: 80881
Agency Name: SHORE UP!, INC
Phone: 410-749-1142
Toll Free:
Fax: 410-742-9191
Email: oevans@shoreup.org
Address: 520 Snow Hill Rd
SALISBURY, Maryland 21804-6031
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://www.shoreup.org
Agency ID: 80334
Agency Name: TELAMON CORPORATION – SALISBURY BRANCH
Phone: 410-546-4604
Toll Free:
Fax: 410-546-0566
Email: rrodriguez@telamon.org
Address: 31901 Tri County Way Ste 112
Salisbury, Maryland 21804-1708
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – Creole
– English
– Spanish
Affiliation: TELAMON CORPORATION
Website: https://www.telamon.org
Agency ID: 80203
Agency Name: UNITY ECONOMIC DEVELOPMENT CORPORATION
Phone: 301-505-0331
Toll Free:
Fax: 240-253-4270
Email: virginia.callis@unityedc.org
Address: 5801 Allentown Road, Suite 309
SUITLAND, Maryland 20746-4563
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
Affiliation:
Website: http://www.unityedc.org
Agency ID: 83871
Agency Name: LATINO ECONOMIC DEVELOPMENT CORPORATION
Phone: 202-588-5102
Toll Free: 866-977-5332
Fax:
Email: walvarenga@ledcmetro.org
Address: 11002 Viers Mills Road
Suite 503
WHEATON, Maryland 20902-2574
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
Languages: – English
– Spanish
Affiliation: LATINO ECONOMIC DEVELOPMENT CORPORATION
Website: www.ledcmetro.org
Agency ID: 82232
Agency Name: DIVERSIFIED HOUSING DEVELOPMENT, INC.
Phone: 410-496-1214
Toll Free:
Fax: 410-496-9352
Email: info@diversifiedhousing.org
Address: 8025 Liberty Rd
Windsor Mill, Maryland 21244-2966
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
Languages: – English
Affiliation:
Website: http://www.diversifiedhousing.org
Agency ID: 84922