Welcome, visitor! [ Login

Post an Ad

Implement Your financial action Plan

Uncategorized August 16, 2022

Implement Your Plan

Take Action

It is time to put your plan into action once you have:

  • Evaluated your current financial situation
  • Established your financial goals
  • Developed a financial recovery plan

Seek Assistance

When you are ready to put your financial recovery plan into action, you may need assistance to help cover your monthly expenses (e.g., mortgage, rent, food, and utility bills).

 

To identify and learn about local, state, and national assistance programs:

  • Ask friends and family members if they are familiar with any assistance programs.
  • Contact your utility providers and ask about assistance programs, or visit their website for information and enroll if applicable.
  • Call 211 or visit www.211.org.
  • Look for food banks and national food assistance programs that may operate in your area.
  • Contact your local Department of Human Services or Social Services.
  • Seek referrals through your Employer Assistance Program, unemployment office, financial counselor, or financial advisor.

 

If you think you make too much money to qualify for assistance programs, do not assume! Check regardless of your income level. There are programs available that do not have income guidelines or provide benefits to those in a medium or moderate income level.

 

Additionally, you can refer to:

  • www.recovery.gov for more information about initiatives resulting from the Recovery Act
  • www.govbenefits.gov for details on the broader array of federal loan programs and to determine if you are eligible for government benefits
  • www.makinghomeaffordable.govto determine if you are eligible for programs that help you avoid foreclosure or overcome obstacles to refinancing your home loan
    • Note: you can also call your mortgage lender or loan servicer to find out if your loan is eligible. If you already know that your loan is held or guaranteed by Fannie Mae or Freddie Mac, you can contact them at 1-800-7FANNIE or 1-800-FREDDIE to see if you qualify for this program.

 

 

 

No Tags

825 total views, 0 today

  

  • Credit Counseling Agencies :EASTERN DISTRICT OF NORTH CAROLINA

    by on November 13, 2022 - 0 Comments

    Alliance Credit Counseling, Inc. 13777 Ballantyne Corporate Place, Ste.100 Charlotte, NC  28277-3433 Phone:  888-594-9596 Fax: 704-943-0313 Email:  kevin@knowdebt.org Website:  www.acc.consumerbkcenter.com, www.crisishelp.org, www.knowdebt.org Debt Management/Credit Counseling All Names Used: Alliance Credit Counseling, Inc., AAAlliance Credit Counseling, Inc., AAA Alliance Credit Counseling, Inc.  Addresses: 15720 John J. Delaney Dr., Ste.100, Charlotte, N.C. 28277, 7621 Little Avenue, #100, […]

  • Debt Collectors -Recovery Services - FL & AL

    by on September 13, 2022 - 0 Comments

    Entity Address Telephone CenterOne Debt Management Services LLC 6150 Omni Park Drive, Mobile, AL, 36609 (251) 639-7500 Medical Data Systems, Inc.  Medical Revenue Service 645 Walnut Street, Suite 5, Gadsden, AL, 35901 (256) 546-7099 Firstsource Financial Solutions, LLC 7715 NW 48th Street, Miami, FL, 33166 (305) 513-5500 Bayview Loan Servicing, LLC 4425 Ponce De Leon […]

  • Personal Financial Management Course (Debtor Education) Providers :Alabama Southern

    by on October 6, 2022 - 0 Comments

    List of  Personal Financial Management Course (Debtor Education) Providers #02 Certificate Class 713 Preston Place Grapevine, Texas 76051 Toll Free:  (888) 533-3423 Phone:     (817) 533-3423 Fax:          (817) 533-3423 Web: www.jjandpartners.com Allen Credit and Debt Counseling Agency 195 Brook Street E Wessington, SD 57381 Toll free:   (888) 415-8173 Phone:     (605) 458-2500 Fax:         (605) 458-2506 Web: www.acdcas.com Alliance Credit Counseling, Inc. […]

  • Debt Collectors -Recovery Services

    by on August 31, 2022 - 0 Comments

    Entity Address Telephone A.C.B. American, Inc. 4351 Winston Avenue, Covington, KY, 41015 (859) 261-8745 Advanced Collection Services LTD Mastercheck 55 Whiting Street 2A, Plainville, CT, 06062 860-793-2255 Advanced Collection Services LTD Mastercheck 55 Whiting Street 2A, Plainville, CT, 06062 860-793-2255 Affiliated Group, Inc., The  Affiliated Credit Services 3055 41st Street NW, Suite 100, Rochester, MN, […]

  • How to calculate Monthly Income and Expenses - Case study

    by on November 6, 2022 - 0 Comments

    Monthly Income and Expenses   Once you know your monthly expenses, you can use a Monthly Income and Expense Worksheet (similar to the one on page 8 of your Participant Guide), a money management software program, or an online budgeting worksheet to determine: How much money you have coming in (income) How much is going […]