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List of Providers of Personal Financial Management Instructional Courses: Middle District of Alabama

Debt-Credit Consolidation June 1, 2022

#02 Certificate Class
713 Preston Place
Grapevine, TX  76051
Telephone: 817-533-3423     Fax: 817-533-3423
Website:  www.jjandpartners.com
Delivery Method:  Internet

50-30-20 MoneyPlan/National Personal Finance Education LLP (fka
National Personal Finance Education)
Business address:
7651 W. August Moon Place
Tucson, AZ  85743
Telephone: (877) 222-4547 (Toll free);
Fax: (866) 839-6921
Website: www.50-30-20.com
Delivery Method:  Internet

Allen Credit and Debt Counseling Agency
195 Brook Street East
Wessington, SD  57381
Mailing Address:  P.O. Box 195
Wessington, SD  57381
Telephone:  (605) 458-2500; (888) 415-8176   (Toll free)
Fax: (605) 458-2506
Website:  www.acdcas.com
Delivery Methods:  Internet; Telephonic

Alliance Credit Counseling, Inc.
13777 Ballantyne Corporate Place, Suite 100
Charlotte, NC  28277
Mailing address:  P.O. Box 470347
Charlotte, NC  28247
Telephone: (888) 594-9596 or (888) 594-9594 (Toll free)
Fax:  (704) 943-0313
Websites:  www.knowdebt.org and www.crisishelp.org
Delivery Methods: Internet; telephonic; Hearing impaired; Spanish (in
person & telephonic)

American Consumer Credit Counseling, Inc
130 Rumford Avenue, Suite 202
Newton, MA  02466
Telephone: (800) 769-3571 (Toll free)
Fax:  (617) 559-5791
Delivery Methods: Credit Counseling – telephonic; Financial Management
Course – Internet

Arbor Investments d/b/a Your Bankruptcy Partner
1850 South 72nd
Omaha, NE  68124
Telephone: (800) 625-7725 Toll free
Fax: (402) 393-1579
Website:  www.yourbankruptcypartner.com
Delivery Methods:  Internet; telephonic

Black Hills Children’s Ranch, Inc.
d/b/a Pioneer Credit Counseling
d/b/a/ Pioneer Credit & Debit Consolidation Services
1644 Concourse Drive
Rapid City, SD  57703
Telephone:  (605)438-1608; (800)888-1596 Toll free
Fax: (605)348-8537
Delivery Methods: Internet; telephonic

Consumer Credit Counseling Service of Alabama, Inc
Farmer-Wilson Building
640 South Lawrence Street
Montgomery, AL  36104
Telephone: (334)265-8545; (800)662-6119 Toll free
Fax: (334)265-5926
Website: www.budgethelp.com
Delivery Methods: Internet; In person; telephonic; TTY; Visually impaired

Consumer Credit Counseling Service of San Francisco
595 Market Street, 15th
San Francisco, CA  94105
Telephone:  (800) 777-7526 Toll free
Fax:  (415) 777-4027
Website:  www.cccssf.org
Delivery Methods:  Internet; telephonic; Hearing and visually impaired;
Spanish (website)

Consumer Credit Counseling Service of West Florida, Inc.
14 Palafox Place
Pensacola, FL  32502
Telephone:  (850) 434-0268; Toll free (800) 343-3317
Fax:  (850) 432-5078
Website:  www.cccswfl.org
Delivery Methods:  Internet; Telephonic; Hearing and visually impaired

Consumer Financial Education Foundation of America
2 North 20th
Street, Suite 1030
Birmingham, AL  35203
Telephone:  (205) 321-2822; Toll free:  (866) 684-8171
Fax:  (205) 321-2848
Website:  www.cfefa.org
Delivery Methods:  Internet; In person; Telephonic, Hearing and visually

CredAbility;   a/k/a Consumer Credit Counseling Service (CCCS) of
Greater Atlanta, Inc.  (d/b/a CCCS of Jackson, MS; CCCS of Palm
Beach County & the Treasure Coast of FL; CCCS of East TN)
270 Peachtree Street, NW   Suite 1800
Atlanta, GA  30303
Telephone: (800) 251-2227 Toll free
Hearing Impaired:  (770) 716-9666 Toll free
Fax:  (800) 447-0350
Website:  www.CredAbility.com
Delivery Methods:  Internet; telephonic (credit counseling only); Spanish
(website and telephonic) and 26 additional languages (telephonic)

Credit Advisors Foundation
1818 South 72nd
Omaha, NE  68124
Telephone:  (800) 625-7725 Toll free
Fax:  (402) 393-7660
Website:  www.yourbankruptcypartner.com
Delivery Methods:  Internet, Telephonic

Dave Ramsey’s Debtor Education, LLC
1749 Mallory Lane
Brentwood, TN  37027
Telephone:  (800) 480-5902 Toll free
Fax:  (615) 550-6267
Delivery Methods: Internet; Telephonic
Website: www.daveramsey.com/bankruptcy

Debt Education and Certification Foundation
112 Goliad Street, Suite D
Benbrook, TX  76126
Telephone:  (866) 859-7323 Toll free     Fax:  (866) 399-3328
Website:  www.Debt-Foundation.org
Delivery Methods:  Internet; Telephonic

The Family Center of Columbus (aka Consumer Credit Counseling
Service of West Georgia/East AL)
1350 15th
Columbus, GA  31902
Telephone:  (706) 327-3239; Toll free (800) 757-2227
Fax:  (706) 327-1341
Website:  www.cccs-wga.com
Delivery Methods:  Internet; Telephonic; TTY; Visually impaired; Spanish

GreenPath Debt Solutions
38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331
Telephone:  Toll free (800) 630-6718
Fax:  (248) 553-8970
Website:  www.greenpathbk.com
Delivery Methods:  Internet; Telephonic; Dutch; Spanish; Portuguese

Hummingbird Credit Counseling and Education, Inc.
3737 Glenwood Avenue, Suite 100
Raleigh, NC  27612-5515
Telephone:  (800) 645-4959 Toll free
Fax:  (919) 882-8990
Website:  www.hbcce.org
Delivery Methods:  Internet only; Spanish (website)

InCharge Education Foundation, Inc.
5750 Major Boulevard., Suite 310
Orlando, FL  32819
Telephone:  (866) 729-0049 Toll free
Fax:  (407) 532-5750
Website:  www.PersonalFinanceEducation.com
Delivery Methods:  Internet; Telephonic; Spanish

Institute for Financial Literacy, Inc.
260 Western Avenue South
Portland, ME  04106
Mailing address:  P.O. Box 1842, Portland, ME  04104
Telephone:  (207) 879-0389; Toll free (866) 662-4932
Fax:  (207) 221-3691
Website:  www.freshstartonline.org
Delivery Methods:  Internet: Telephonic; Hearing and visually impaired

Money Management International
1414 Southwest Freeway, Suite 1000
Sugar Land, TX  77478
Telephone:  (888) 845-5669 Toll free
Fax:  (713) 394-3010
Website:  www.moneymanagement.org
Delivery Methods:  Internet; Telephonic; Hearing impaired; Spanish

225 Willowbrook Road
Freehold, NJ  07728
Telephone:  (877) 892-4557  Toll free; TDD: (800) 282-4557
Fax: (732) 431-5248
Website: www.novadebt.org
Delivery Methods:  Internet; Telephonic

SAGE Personal Finance (formerly American Debtor-Educators OnLine)
4043 Contera Road
Encino, CA  91436
Telephone:  (800) 516-2759 Toll free
Fax:  (866) 268-7774
Website:  www.sagepf.com or www.abacuscc.org
Delivery Methods:  Internet; Telephonic; TTY; Spanish (telephonic &

Stand Sure Information Services, Inc.
16 Arnold Park
Rochester, NY  14607
Telephone:  (877) 750-0851 Toll free
Fax:  (585) 486-1314
Website:  www.standsuretoday.com
Delivery Methods:  Internet; Telephonic; Hearing and visually impaired;

Start Fresh Today Instructional, LLC
5765 West Sunrise Boulevard
Plantation, FL  33313
Telephone:  (800) 435-9138  Toll free
Fax:  (866) 209-9860
Website:  www.startfreshtoday.com
Delivery Methods:  Internet; Telephonic; Hearing impaired; Spanish
(website only)

  • Debt Collectors -Recovery Services- MA

    by on June 20, 2022 - 0 Comments

    Entity Address Telephone Bonded Collection Corporation 49 Winter Street, Weymouth, MA, 02188 (312) 279-8300 GC Services Limited Partnership  GC Services 5230 Washington Street, West Roxbury, MA, 02132 (405) 621-6414 Western Mass Credit Corp. 70 Post Office Park, Suite 7011, Wilbraham, MA, 01095 (413) 596-9977 United Collection Bureau, Inc. 15 Union Street, Lawrence, MA, 01843 (419) […]

  • Debt Collection FAQs: A Guide for Consumers

    by on June 29, 2022 - 0 Comments

    Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from […]

  • Credit Counseling & Auto and Home Loans

    by on July 28, 2022 - 0 Comments

      Credit Counseling   If you aren’t disciplined enough to create a workable budget and stick to it, can’t work out a repayment plan with your creditors, or can’t keep track of mounting bills, consider contacting a credit counseling service. Your creditors may be willing to accept reduced payments if you enter a debt repayment […]

  • Job Scams: Work-at-Home Schemes

    by on June 14, 2022 - 0 Comments

    Work-at-Home Schemes Be part of one of America’s Fastest Growing Industries. Be the Boss! Earn thousands of dollars a month from home! Ads like this are everywhere — from the telephone pole on the corner to your newspaper, email and favorite websites. The jobs might be different, but the message is the same — start […]

  • Important Questions to Ask When Choosing a Credit Counselor

    by on August 1, 2022 - 0 Comments

    Important Questions to Ask When Choosing a Credit Counselor It’s wise to do some research when choosing a credit counseling organization. If you are in search of credit counseling to fulfill the bankruptcy law requirements, make sure you receive services only from approved providers for your judicial district. Check the list at www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm or at […]