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Tips to increasing your monthly income:

Financial recovery April 21, 2022

Tips to increasing your income:

  • Review and change your tax-deduction status if you regularly receive a tax refund. This way you can receive the money throughout the year to pay your expenses. There are also a number of tax credits (further described below) that may help increase your income, including:
    • Advance EIC or Earned Income Tax Credit (EITC)
    • Child tax credit
    • Credit for child and dependent care expenses
    • Education credits
    • Tax credits for retirement savings contributions
  • Reduce or stop your retirement contributions temporarily as opposed to cashing out your contributions and paying the taxes and penalties
  • Take on a part-time job if you already work full time
  • Use a talent or hobby to increase your income
  • Seek unemployment assistance if unemployed and not already receiving assistance
  • Enroll in a training program to learn a new career or job skill in order to obtain a job
  • Update and distribute your resume in order to obtain a job or a higher paying job
  • Sell your assets (e.g., an extra vehicle, furniture, jewelry, or your home) if you need to downsize
  • Rent out an extra bedroom in your home

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