Welcome, visitor! [ Register | Login

Post an Ad

Implement Your financial action Plan

Financial recovery June 20, 2021

Implement Your Plan

Take Action

It is time to put your plan into action once you have:

  • Evaluated your current financial situation
  • Established your financial goals
  • Developed a financial recovery plan

Seek Assistance

When you are ready to put your financial recovery plan into action, you may need assistance to help cover your monthly expenses (e.g., mortgage, rent, food, and utility bills).

 

To identify and learn about local, state, and national assistance programs:

  • Ask friends and family members if they are familiar with any assistance programs.
  • Contact your utility providers and ask about assistance programs, or visit their website for information and enroll if applicable.
  • Call 211 or visit www.211.org.
  • Look for food banks and national food assistance programs that may operate in your area.
  • Contact your local Department of Human Services or Social Services.
  • Seek referrals through your Employer Assistance Program, unemployment office, financial counselor, or financial advisor.

 

If you think you make too much money to qualify for assistance programs, do not assume! Check regardless of your income level. There are programs available that do not have income guidelines or provide benefits to those in a medium or moderate income level.

 

Additionally, you can refer to:

  • www.recovery.gov for more information about initiatives resulting from the Recovery Act
  • www.govbenefits.gov for details on the broader array of federal loan programs and to determine if you are eligible for government benefits
  • www.makinghomeaffordable.govto determine if you are eligible for programs that help you avoid foreclosure or overcome obstacles to refinancing your home loan
    • Note: you can also call your mortgage lender or loan servicer to find out if your loan is eligible. If you already know that your loan is held or guaranteed by Fannie Mae or Freddie Mac, you can contact them at 1-800-7FANNIE or 1-800-FREDDIE to see if you qualify for this program.

 

 

 

No Tags

471 total views, 2 today

  

  • Debt Collectors -Recovery Services - FL & AL

    by on July 18, 2021 - 0 Comments

    Entity Address Telephone CenterOne Debt Management Services LLC 6150 Omni Park Drive, Mobile, AL, 36609 (251) 639-7500 Medical Data Systems, Inc.  Medical Revenue Service 645 Walnut Street, Suite 5, Gadsden, AL, 35901 (256) 546-7099 Firstsource Financial Solutions, LLC 7715 NW 48th Street, Miami, FL, 33166 (305) 513-5500 Bayview Loan Servicing, LLC 4425 Ponce De Leon […]

  • FAIR DEBT COLLECTION PRACTICES ACT

    by on June 24, 2021 - 0 Comments

    FAIR DEBT COLLECTION PRACTICES ACT   The federal law, the Fair Debt Collection Practices Act (“FDCPA”), protects consumers from abusive or harassing, false or misleading, and/or unfair practices of third party debt collectors or attorneys attempting to collect debts incurred for personal, family, or household purposes. Business or agricultural debts are not covered by the […]

  • Debt Collection FAQs: A Guide for Consumers

    by on May 3, 2021 - 0 Comments

    Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from […]

  • Debt Collectors -Recovery Services

    by on July 5, 2021 - 0 Comments

    Entity Address Telephone A.C.B. American, Inc. 4351 Winston Avenue, Covington, KY, 41015 (859) 261-8745 Advanced Collection Services LTD Mastercheck 55 Whiting Street 2A, Plainville, CT, 06062 860-793-2255 Advanced Collection Services LTD Mastercheck 55 Whiting Street 2A, Plainville, CT, 06062 860-793-2255 Affiliated Group, Inc., The  Affiliated Credit Services 3055 41st Street NW, Suite 100, Rochester, MN, […]

  • Personal Financial Management Course (Debtor Education) Providers :Alabama Southern

    by on July 24, 2021 - 0 Comments

    List of  Personal Financial Management Course (Debtor Education) Providers #02 Certificate Class 713 Preston Place Grapevine, Texas 76051 Toll Free:  (888) 533-3423 Phone:     (817) 533-3423 Fax:          (817) 533-3423 Web: www.jjandpartners.com Allen Credit and Debt Counseling Agency 195 Brook Street E Wessington, SD 57381 Toll free:   (888) 415-8173 Phone:     (605) 458-2500 Fax:         (605) 458-2506 Web: www.acdcas.com Alliance Credit Counseling, Inc. […]